Today, I decided I would try this feature on my banking app which lets me deposit checks by sending a picture of it. The instructions say to rip the check after depositing. The deposit didn't work and now I've got a ripped up paycheck. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, I got a call from my bank, saying that the cheque I deposited in my account bounced and my account is now -$2900. The cheque was from a work-at-home company, who asked me to deposit the cheque, then send them some of the money through Cash App to buy office supplies. They won’t answer their e-mails. FML
Today, I went to an ATM to see how much money I had in my account. I put the card in. It never gave it back. FML
Today, I was notified by my bank that the government stimulus check I had deposited last week had been returned. FML
Today, after calling my bank to see where my paycheck was, and waiting on hold for my entire lunch break, my boss told me she forgot to submit my deposit. I was relying on that money to pay for lunch today as I used all I had for bills. Looks like I eat tomorrow. FML
Today, I gave my mother a pre-prepared deposit envelope with my fortnightly wage in it, in cash. I tell her exactly where the deposit box is and what to do. I'm now desperately calling the bank because my mother accidentely put my $1200 deposit in the little trash can for receipts under the ATM. FML
Today, I withdrew €40 at the ATM to pay for dinner later tonight. It wasn't until I went to pay for it that I realized I'd taken the receipt, but left the cash in the ATM. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML
Today, my mother, who religiously checks her bank account after every purchase, then shreds her receipts, got fed up with me not doing the same. So she shredded all my piled up receipts. These include the 100s of dollars I had spent for my work, which I need the receipts to get reimbursed for. FML
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Top comments
maskedman 9
So we all know to rip the check after CONFIRMING the deposit was made. Thanks, FML.
Fluffydemise 18
Haha, checkmate. Banking app 1 Customer 0
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Comments (152)
qr_fml 21
Just ask for a new check. Hopefully where ever sent you it can reissue a new one.
melissad_25 4
My app says to retain the check for 90 days before destroying it. Boo for you :(
doodlecloud 27
Tbh, I don't think I'd rip up the check EVER, I'd just stash it with all my bank stuff. Makes no difference to the bank and you never know when you need those types of things. Based on all the letters and stuff that say so, I think the general rule of banking is 'whenever possibile, keep for records'.
Dave_Davington 34
Here's a crazy idea, try confirming that the deposit went through before ripping up the check, hmmm? Man, some people are dumber than a bucket of gravel.
Danielle7994 18
That's a bit harsh to call OP that. It was a mistake, which I'm sure He/She learned from.
CoverBoy 14
#46 Just saw that show and died of laughter. But no, not all even if this does fortify the stereotype.
CoverBoy 14
Its so Ironic that you're from the USA.
Danielle7994 18
...Why is it ironic? Is it because you're from Bulgaria instead of America?
annie_nk 23
Because all of us 'Muricans are stupid? Way to blindly believe a stereotype.
Danielle7994 18
Exactly. That's why I feel like shows like Honey Boo Boo should be canceled. My sister has this friend who's from Venezuela and the friend said that in her village they watched that redneck show and now all of em think that all Americans sound like them and act like them. Sucks that people from other countries group us all in the same category.
CoverBoy 14
Heh, sure why not, if you want to be angry about it. Just don't take it too seriously.
CoverBoy 14
#43 I think you better ask #36 he seems to know more about AMURIKA than me. But if you really want stereotypes all countries have them. You are not really that special. (Chill a little)
annie_nk 23
It's just a personal pet peeve when people make jokes about stereotypes.
Danielle7994 18
Lol 48, I'm not angry. I'm just stating my opinion. I didn't mean to come across as being angry
admad2 3
What's funny is that AMURICA still uses checks :D They probably wait for Apple to "invent" wire transfer :D
Danielle7994 18
We do have wire transfer... Maybe you should check first before you make such comments like that. You know, for the future.
cosmosis 12
Alot of countries still use cheques. We still use them here in Australia. And internet banking has been available for years! Whats so funny about that? Dumbass
Gabamy 9
Lol you should know that using apps like that is well , shit.....
annie_nk 23
When it comes to hard earned money, the traditional way is the best way. Plus I've never liked the idea of a picture with personal information being sent via phone. It could easily be stolen or used to hack.
XxTaliaxX 16
My thoughts on the matter. -Stupid! -people rely on apps for everything. -That sounds like a scam to me.
daboar 5
if you think about it, americas arent that stupid, who else come up can with an idea of suing fat food companies for making them fat get make mad money out of the lawsuit? people from other countries would just think it's their fault for eating fatty food and nothing.
AnnaMariaMc 8
Learn English before trying to diss Americans. Google translate doesn't always work ;)
cosmosis 12
Im trying to think very hard on what youre trying to communicate here champ. Thats not just an American thing. That happens everywhere, all over the world. I can think of many tight arse races of people who will try anything to get something for nothing. I would love to know where you come from mate.