Today, I decided I would try this feature on my banking app which lets me deposit checks by sending a picture of it. The instructions say to rip the check after depositing. The deposit didn't work and now I've got a ripped up paycheck. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, I got a call from my bank, saying that the cheque I deposited in my account bounced and my account is now -$2900. The cheque was from a work-at-home company, who asked me to deposit the cheque, then send them some of the money through Cash App to buy office supplies. They won’t answer their e-mails. FML
Today, I went to an ATM to see how much money I had in my account. I put the card in. It never gave it back. FML
Today, I was notified by my bank that the government stimulus check I had deposited last week had been returned. FML
Today, after calling my bank to see where my paycheck was, and waiting on hold for my entire lunch break, my boss told me she forgot to submit my deposit. I was relying on that money to pay for lunch today as I used all I had for bills. Looks like I eat tomorrow. FML
Today, I gave my mother a pre-prepared deposit envelope with my fortnightly wage in it, in cash. I tell her exactly where the deposit box is and what to do. I'm now desperately calling the bank because my mother accidentely put my $1200 deposit in the little trash can for receipts under the ATM. FML
Today, I withdrew €40 at the ATM to pay for dinner later tonight. It wasn't until I went to pay for it that I realized I'd taken the receipt, but left the cash in the ATM. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML
Today, my mother, who religiously checks her bank account after every purchase, then shreds her receipts, got fed up with me not doing the same. So she shredded all my piled up receipts. These include the 100s of dollars I had spent for my work, which I need the receipts to get reimbursed for. FML
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Top comments
maskedman 9
So we all know to rip the check after CONFIRMING the deposit was made. Thanks, FML.
Fluffydemise 18
Haha, checkmate. Banking app 1 Customer 0
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Comments (152)
shadowedpixie 19
Some technology is just not as good as the traditional way.
Sekkaichi 12
More like better safe than sorry. Sorry OP but I think YDI.
DyslexicPanda 12
I'm pretty sure OP just didn't fully read the instructions because most say to keep the check for 14 days
ButterflyLadyBug 14
she deserved it. she stated rip up the check AFTER the deposit. i would take that as confirm the money is there and then rip. im guessing she ripped first then went to confirm. idk OP. call your job to cancel that check and have them reprint another one !! well next time you know
TexasBitch 13
Technology is fine if you're not an idiot.
bugmefmlnotnow 7
I've done this through ING, Capital One, and Paypal. They ALL say to leave the check alone until it clears.
raufintoff 15
You're not supposed to rip it for five days Or at least until you're sure it went through!
sexyboi1985 27
I am sure u mean cheque ?*
Fluffydemise 18
Haha, checkmate. Banking app 1 Customer 0
AbstraktThoughts 13
More like bank: $9954689531579742 Customer: -9863689874578999853235789
maskedman 9
So we all know to rip the check after CONFIRMING the deposit was made. Thanks, FML.
OscarDV 8
Yeah.. this is more of a common sense thing. FML just shows that there are people that screw up. a lot.
grahmagog 14
This is how SkyNet will begin its rise
rt567 15
technology man..,
MatteKudasai 17
There's nothing wrong with technology. Heck, without it, how would you see these fantastic FMLs?
annie_nk 23
I love Technology Man! Saving the day with the power of apps!
rt567 15
very true! love fml app
peacefully84 19
Since you had never done it before, you probably should have made sure it worked before ripping up the check.
rosenkrieger223 24
This.
CharresBarkrey 16
That?
Danielle7994 18
18, She's right
VeganVampyre 27
He'll, even if you HAD done it before you should still wait to make sure it worked this time. Because even if it worked for you 50 times before, the one time you assume and don't wait to see would be the one time it wouldn't work.
Enslaved 38
"It's like this and like that and like this and uh" "So just chill, til the next episode"
imyy 20
#57 - Dr Dre, hell yeah!
rosenkrieger223 24
42, I was agreeing with the comment I replied to.
Danielle7994 18
Oh 92. Seemed like you were trying to correct her grammar.
toxophilia 6
How could you possibly think tearing it would be a good idea? YDI for not waiting until it's confirmed.
noreallywhat 17
So the thought maybe I should wait and make sure it has gone through first, that didn't cross your mind? Just talk to your work they will replace the check. Until that happens I am sorry I hope it comes through before your bills are due.
firefighter925 18
Damn should of played it safe and kept the check just in case
TheHeavyOne 15
I'm sorry you're a ******* retard, YDI.