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FML - The follow-up
NotCollegeBound Say more :
Hey guys, OP here! I did consider pirating the software but I know there's a good chance of running into buggy software if I do so, and I'd rather not have to scramble to find something else if it quits on me in the middle of a lesson. The instructor's looking to see if there are any computers on-campus that already have the software installed, but that ruins the point of taking online classes, and there's no guarantee that even if she finds some, they'll be available on the days that I can ge
By NotCollegeBound - / Thursday 20 August 2015 07:21 / United States - Butler
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Hopefully the professor would be understanding and willing to work with OP! This makes me wonder though, was there a syllabus for this class? And if so, was the $200 software listed as a mandatory item for the course? OP's life definitely sucks, but it could appear differently, depending on if/how well the class information was disseminated beforehand.

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The only clue we had that we might need software was the textbook we had (which we could buy a week before classes started at the earliest), however, we weren't told in our list of supplies that we needed to buy the software and those of us who emailed the instructor about it never got an answer.

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What about financial aid? See if you can get money from FAFSA or sometimes the school you're going to will help out with financial aid where you don't have to pay it back. My point is to not give up just yet. There ARE other options.

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#57 - Even with FASFA and other forms of financial aid, it most likely won't cover everything... especially in my case. I had no choice BUT to take out loans :/ And that won't even cover indirect costs (books, supplies, etc.)

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Your college should have payment plans that you could have arranged. With that, you could pay in parts, giving you more time to make the money for everything. There are also subsidized loans from the federal governemnt where the board of education pays off the accumulating interest.

I admire how your not trying to use loans since god knows some loans are traps but sometimes you got to get some. I do hope you find one without taking out a loan and good luck in college ^^

Man that's terrible, and kind of a shock. I know we had to buy textbooks for classes, but all software we needed was supplied by our office. Stop by your receptionist for your particular field of study and see if they have student copies to check out for the semester, or if they get a certain amount per year that they can give away. You'd be surprised at how many things are tucked away that your school can do for you if you just ask the right people. Best of luck

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It's likely something like Photoshop, or something that's critical to the field of study and not just the class. Sometimes the school has a computer lab with the software on it that you can use in the meantime, OP. Ask your professor or your student advisor if there are options for students that can't afford the resources.

If you do get a loan remember to ONLY GET WHAT YOU NEED. That's how a lot of people I know ended up in huuuuuggggeee college debt because they got way more than was needed

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All kidding aside if you know what you're doing with money (i.e. you need a loan because there's no way, not because you spent everything) it's fine to get more than you need. But at the end of the year, pay off everything that was left over. You'll have paid maybe $100 in interest - view it as "insurance" in case something went wrong. And before you tell me that things don't work like that, I've done this twice now.

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