Today, I went online to check my credit report. My credit report says that I'm deceased, and have no rating. I'm at least 90% sure that this is not true. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I found out that I have been declared dead by my credit card company in England because I haven't used it since I moved to Thailand last year. I will need three witnesses to convince them that I'm actually alive. FML
Today, I noticed my credit score increased by 30 points. Not understanding why, I checked credit karma and found out someone opened several credit cards in my name. FML
Today, I received a call from a collection agency. Since I had no clue, I was ready to file a police report for stolen identity. I then called my mom only to find out she has been opening new credit cards with my information for 3 years and not paying them. My credit is ruined and I'm only 21. FML
Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML
Today, I went to the DMV to renew my license. When I gave the woman behind the desk my name and social security number she looked confused. She then called over her manager, who did the same thing. Getting nervous, I asked what was wrong. Apparently, according to the state of Illinois, I'm dead. FML
Today, I found out my identity was stolen. The person got credit cards in my name and didn't pay the bills, which has ruined my near perfect credit. The worst part about all of this is that I can't turn the person in. It's my mom, and sending her to jail wouldn't really work out for anyone. FML
Today, I collected my new timetable at college only to find I've been dropped from all my classes. I've been listed as deceased. I'm definitely not dead and have no idea how I supposedly died. FML
Today, I got another in a year-long string of threatening letters about my late mother's credit card bill. I've called the credit company repeatedly to settle the account, but they won't talk to me because I'm not authorized to access it. Hope they have a Ouija board. FML
Today, I was trying to be a responsible adult and check my credit score. I accidentally mistyped my password five times, got locked out, and had to call customer service. They asked me so many security questions, I started questioning my own identity (and sanity). FML
Today, my girlfriend received a scam email about her great uncle dying and leaving her money. She not only believed it, but she also used my credit card details for it. FML
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Top comments
Apocalyptus 0
90% ? Well I suppose you could be a zombie.
untoldfame 3
In Soviet Russia, Credit Report Kills You!
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Comments (98)
alwaysalady 0
Could be worse. We found out that our ten month old has a house and a car. That was a lengthy ordeal.
AAAAHHHH12 2
Nice to be ahead in life, eh?
gothymama 0
I wish my son came with a house and a car! On second thought, I had a completely natural delivery, so no I don't!
Flamersplamer 0
i am 90% sure you should leave everything to me in your will just incase the credit report is forseeing the near future.
RatIsKing 0
I think he's only 90% sure about having credit. I'm pretty sure he's still alive, unless he's really, really boring
prospekt1 0
haha that is truly an fml
blastvortex 4
Dammit! Not another one! You'll never take me alive, zombie! *grabs a shotgun* PS Ouch. That sucks.
1337_RoXxXor 4
YDI for not realizing your own Death. I would say FYL, but apparently you have no life
17xVampx17 0
WOOT ZOMBIE
PhysOptGuy 0
Hahahaha this is good humor. Great post. We need more FMLs like this, I'm getting bored.
PhysOptGuy 0
HAHA excellent.
graciedacie 0
Today I went online and checked MY credit report and discovered I have $66,666.50 in student loans. FML. I'd say being dead might just be better! Live of the grid ;)