Today, I went online to check my credit report. My credit report says that I'm deceased, and have no rating. I'm at least 90% sure that this is not true. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I found out that I have been declared dead by my credit card company in England because I haven't used it since I moved to Thailand last year. I will need three witnesses to convince them that I'm actually alive. FML
Today, I noticed my credit score increased by 30 points. Not understanding why, I checked credit karma and found out someone opened several credit cards in my name. FML
Today, I received a call from a collection agency. Since I had no clue, I was ready to file a police report for stolen identity. I then called my mom only to find out she has been opening new credit cards with my information for 3 years and not paying them. My credit is ruined and I'm only 21. FML
Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML
Today, I went to the DMV to renew my license. When I gave the woman behind the desk my name and social security number she looked confused. She then called over her manager, who did the same thing. Getting nervous, I asked what was wrong. Apparently, according to the state of Illinois, I'm dead. FML
Today, I found out my identity was stolen. The person got credit cards in my name and didn't pay the bills, which has ruined my near perfect credit. The worst part about all of this is that I can't turn the person in. It's my mom, and sending her to jail wouldn't really work out for anyone. FML
Today, I collected my new timetable at college only to find I've been dropped from all my classes. I've been listed as deceased. I'm definitely not dead and have no idea how I supposedly died. FML
Today, I got another in a year-long string of threatening letters about my late mother's credit card bill. I've called the credit company repeatedly to settle the account, but they won't talk to me because I'm not authorized to access it. Hope they have a Ouija board. FML
Today, I was trying to be a responsible adult and check my credit score. I accidentally mistyped my password five times, got locked out, and had to call customer service. They asked me so many security questions, I started questioning my own identity (and sanity). FML
Today, my girlfriend received a scam email about her great uncle dying and leaving her money. She not only believed it, but she also used my credit card details for it. FML
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Top comments
Apocalyptus 0
90% ? Well I suppose you could be a zombie.
untoldfame 3
In Soviet Russia, Credit Report Kills You!
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Comments (98)
lz11 0
Atleast you've got a good sence of humor :)
valentinegirl_14 0
Haha, you do have a good sense of humor! These people can be asses, ignore them.
xxMiiNii 0
That sucks.
Andyangels27 0
haha it's funny because she clearly not dead oh yess
pmk138 0
lucky!!!! i'm only like 85% sure i'm alive right now.
vixnbrianaf 2
I didn't exist outside of a place I lived 7 years ago on mine. You may want to call the social security administration to get that straitened out. Could be someone stole your id and then died or the ss department messed up and reassigned their number to you when you were born.
galad2003 0
Time to max out your credit cars and stop paying your bills!!!
Psychomaze 0
Well... you could look at as a way to get a 'fresh start' - I guess...
zeldaiam 2
90% precent sure...FML WIN; lol!
littlegirl12_fml 0
At least 90%? THAT ISNT FUNNY. Did you really think that was funny? If you do you are an idiot. Fact.
JmfDiver 0
#75. Actually, it *is* funny. Fact: Your friends probably call you Dwight Schrute behind your back.