Anonymous This FML is from back in 2009 but it's good stuff United States

What's my rating?

Today, I went online to check my credit report. My credit report says that I'm deceased, and have no rating. I'm at least 90% sure that this is not true. FML

98 comments

Collection

Fall

Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.

Same thing different taste

Arsinoe 6 January 2010, 00:02

I'm not dead, I swear

Today, I found out that I have been declared dead by my credit card company in England because I haven't used it since I moved to Thailand last year. I will need three witnesses to convince them that I'm actually alive. FML

83 comments

Anonymous 8 March 2023, 12:00 Austin, United States

Scammed

Today, I noticed my credit score increased by 30 points. Not understanding why, I checked credit karma and found out someone opened several credit cards in my name. FML

2 comments

thafinest 12 October 2009, 23:32 United States

Thanks, "Mom"

Today, I received a call from a collection agency. Since I had no clue, I was ready to file a police report for stolen identity. I then called my mom only to find out she has been opening new credit cards with my information for 3 years and not paying them. My credit is ruined and I'm only 21. FML

170 comments

MommyLovesMe 8 March 2011, 15:21 United States

Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML

97 comments

driver 6 January 2010, 14:55 United States

DMV blues

Today, I went to the DMV to renew my license. When I gave the woman behind the desk my name and social security number she looked confused. She then called over her manager, who did the same thing. Getting nervous, I asked what was wrong. Apparently, according to the state of Illinois, I'm dead. FML

186 comments

wdavi022 5 January 2011, 09:01

Today, I found out my identity was stolen. The person got credit cards in my name and didn't pay the bills, which has ruined my near perfect credit. The worst part about all of this is that I can't turn the person in. It's my mom, and sending her to jail wouldn't really work out for anyone. FML

223 comments

resurrected 4 September 2013, 15:59 Worthing, United Kingdom

Today, I collected my new timetable at college only to find I've been dropped from all my classes. I've been listed as deceased. I'm definitely not dead and have no idea how I supposedly died. FML

104 comments

Anonymous 21 January 2017, 10:00

Spirit world

Today, I got another in a year-long string of threatening letters about my late mother's credit card bill. I've called the credit company repeatedly to settle the account, but they won't talk to me because I'm not authorized to access it. Hope they have a Ouija board. FML

30 comments

Terry J 13 November 2024, 14:00 Manchester, United States

Computer says no

Today, I was trying to be a responsible adult and check my credit score. I accidentally mistyped my password five times, got locked out, and had to call customer service. They asked me so many security questions, I started questioning my own identity (and sanity). FML

1 comment

scammerssuck 11 August 2012, 09:13 Dublin, Ireland

Today, my girlfriend received a scam email about her great uncle dying and leaving her money. She not only believed it, but she also used my credit card details for it. FML