Today, I found out my insurance company denied my claim because they had me marked down as "male" and yet also pregnant. I now have to prove to them that I'm actually a woman. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I applied for a dental insurance that claims "you cannot be denied". I was denied. FML
Today, I found out that my insurance canceled my contract, claiming I hadn't paid, even though I had. I only discovered this because I backed into a car. FML
Today, I was denied membership to an all-women's gym. Why? Because "men are not permitted to join". I am and have always been female. FML
Today, I went to my insurance company to deal with some paperwork. One of their employees backed into my car before I made it into the building. FML
Today, my health insurance refuses to pay for either contraceptives or the small surgery to get my tubes tied, even with a doctor’s note confirming I need it. They are quite happy, however, to pay for any number of abortions, subsequent therapy, and/or complications during childbirth. FML
Today, I arrived at the doctor's to schedule surgery to find out my insurance got canceled again. I only just got it reinstated after the last time they screwed up and canceled it. It took me 6 months to get it fixed. FML
Today, I went to the doctor, because I've been having stomach pains and nausea for weeks. He ended up gravely telling me I'm pregnant. I freaked out and panicked about what my parents would say. Then his laughter reminded me that I'm a guy. A really stupid one. FML
Today, I called a doctor's office for a referral. I was in public, so when she asked me what type of issue I had, I mumbled that I had a vaginal issue. After painstakingly having to repeat this several times, she said she was asking what kind of insurance I have. FML
Today, I had to use my driver's license to convince the security guard at a game room that I was a girl. FML
Today, a stranger had a go at me for smoking while pregnant. I'm a guy. FML
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Top comments
trashboat911 10
Walk into their building naked. Should clear things up nicely
Mightyrif 23
God then where does the stupidity end. Eventually they're going to ask someone for proof of not being a squirrel.
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Comments (78)
FalloutScrolls 25
And insurance companies wonder why people hate them... Can't imagine why.
bonermonkey 31
Welcome to being transgender. Shit like this is basically every other day at least. (I am not implying that you necessarily are, just that this is regular shit for some folks)
Oley 27
How is this like "Every other day" for a Transgender person? A Transgender Woman cannot become pregnant.
sturschaedel 27
#43, no, but a transgender man can.
Oley 27
Then, the "Transition" has not yet been completed. If the "Female" is trying to become a "Male" then "He" would have "His" female parts removed to complete the Transition. Either you are completely Transgender or you're a Cross dresser with your natural born sex parts attached. There's no in between.
GhostFox 34
Except that pre-transition trans men are still men, and there have in fact been instances of even men mid-transition becoming pregnant. Getting access to HRT and gender affirmation surgeries can take years, during which it is quite possible for a trans man who date other men to accidentally become pregnant. Some of those who do will choose to carry to term before resuming their transition. Calling trans men who still have vaginas 'women' is rude, disgusting, and to be frank, a denial of their right to be correctly identified. Your opinion on the matter is not only out of date but medically incorrect.
Oley 27
So basically what you're saying is that a Transgender "Man" will have sex with another real Man( with the Trans "Man" having a ****** and which will make the Trans "Man" gay. ) and get accidentally pregnant, ok then. This in no way makes sense. I'm not saying that it couldn't happen, I'm just saying to me it doesn't make any sense.
angelnursery 18
No offence, but I'm worried for your baby's future and education.
Mynamewontfi 40
#56 It's not that hard to understand. Sex and gender are two different things. I'm a transguy, but I'm not getting bottom surgery. Why? Because the surgery is too risky to me. Not going for all the surgeries doesn't make anyone less of a transgender. Being trans isn't only about getting surgery, to me it's more important to be going through life as a guy and people recognizing me as such. I don't need a dick for that. So that means if I were to get a male partner, I'm as gay or bi as any other man would be. Having said that, I wouldn't ever be wanting to get pregnant. Also, no need to use quotes to call a transguy a man, it makes you look like an asshole. Just saying.
sunflower_seal 17
I'm sure a birth certificate will suffice , must've been a typo . I wouldn't take it personally. Congrats on your baby!
Dawnoftime 12
OP turns out to be a binary fission reproducing protist OP is a Paramecium
grtfuldeadlovr 27
Eating to much GMO corn out there in Iowa it seems. Good luck with your dispute.
Ashd09 30
As an agriculture enthusiast I feel like I must inform you that GMO produce is healthier than folks may believe. They usually GM certain produce to be resistant to diseases and insects, therefore less pesticides are needed to keep up a healthy crop. Anyways I know that has nothing to do with the FML and you were (hopefully) joking but just throwing that out there for any that are interested
pandemonium307 10
I found out they input my birthday wrong and I had to send 3 separate forms showing my actual age. and get them verified to be real documents....and it wasn't even my fault...
floridagreg 10
Thumbs Up this comment because you can
Fester306 2
I would side with you , but I would need to see proof first . Is this insurance company located in Missouri ? You know the show me state
Kibagal 13
I can relate, I've been fighting insurance to recognize that my twins are two separate people, not one who is being billed twice for the NICU! -_-
sturschaedel 27
Wow... I'd say: walk into their building when the twins are tired and cranky. They'll process the claim extra fast to get the two wailing babies out of their offices. And the twins can sleep in the car on the way home.
countryb_cth 38
That sucks so much, especially since it sounds like a huge unnecessary hassle. Also not to sound like a creepy stalker but I saw your profile and your twins are adorable.
Lily_Rain77 25
This happens way too often. My dr sent me for PRE-NATAL diabetes test. And he had me marked down as Not Pregnant. some people just aren't thinking.