Today, for the 2nd time in a month, I've been rear-ended at a stop light. One insurance company refuses to pay because of prior damage from the 1st accident, and the other won't pay because of new damage not caused by their client. I just want my car back. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I received an email from my insurance company about a claim that happened over a month ago when I hit someone from behind. I was very apologetic and stated it was my fault, and now they're trying to claim replacement vehicle costs. I was going under 10mph and their car only had a scratch. FML
Today, I went to my insurance company to deal with some paperwork. One of their employees backed into my car before I made it into the building. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I got rear-ended at a stop sign on a seldom used road in my neighborhood. As I open my car door to trade insurance information with the guy, he backs up a little and speeds away, taking my car door with him. FML
Today, I drove my husband's car to the mall because my car was in the shop. The bumper was being repaired because I got rear ended while stopped at a traffic light. While stopped at the same intersection I got rear ended again. FML
Today, a week after I lost my job, my car was written off by someone rear-ending me, and both parties weren't insured. I tried to look for a new job, but all of them require that you have a vehicle. FML
Today, a car backed into mine. I thought that was pretty bad, until another car backed into me right after I'd finished taking the first guy's info. FML
Today, my car was broken in for a second time in a month and a half, and for the second time it's now Inoperable. I only got it returned from repairs two days ago. FML
Today, while driving to work, some asshole stopped sharply on the 60 mph highway because he almost hit the car in front of him. Even with maintaining my distance, and slamming on the brakes, I still ruined the front end of my car on his dented bumper. I haven't even had the car for a year, and I'm still the one at fault. FML
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Top comments
azouwa 26
I was in a catch 22 like that involving a hospital that charged me for 2 deliveries 2 weeks apart. From what I've learned... call your insurance company. Explain it to them. See if you can get the other 2 insurance companies on a conference call. Everyone can talk it out. Maybe an agreement can be reached.
John Nemeth 14
And if you get rear ended a third time you get half off your next car accident!
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Comments (13)
azouwa 26
I was in a catch 22 like that involving a hospital that charged me for 2 deliveries 2 weeks apart. From what I've learned... call your insurance company. Explain it to them. See if you can get the other 2 insurance companies on a conference call. Everyone can talk it out. Maybe an agreement can be reached.
PenguinPal3017 19
Can you explain? What's the catch 22 with your hospital story?
John Nemeth 14
And if you get rear ended a third time you get half off your next car accident!
Lobby_Bee 18
Tell them to split it 50/50. Also tell them to arrange a rental car for you to use until they can figure that shit out.
tranced_ 45
Would it be evil of me if i suggested you to go green and start using public transport? I mean count the pros yourself!
tounces7 28
Was there not a period of time after you got hit the first time, where the insurance adjuster would have come out and assessed the damages, and come up with an amount based on that?
alycion 39
Loopholes. Second can be claiming that their damage wouldn’t be so bad if the first one didn’t happen. First can be claiming that theirs was made worse by the second and is more expensive now. I got rear ended a few years back. The estimates and pics really did no good because the damage wasn’t visible until the back bumper was removed. The car didn’t look like it had been hit. A person went into a diabetic coma and pushed the guy behind me into me. George the Animal Steel’s son actually 😂 We laugh because everyone turned out to be ok after they got her to the hospital. Unfortunately, this is where the ambo chasing accident lawyers come in handy if your insurance doesn’t help. Need someone who does know these little tricks and can get around them.
Brianna Smelser 6
insurance adjusters take their sweet ass time especially depending on the other person's insurance
dexter420 21
Should have taken pictures
RichardPencil 32
They're both just jealous that you got rear-ended twice in one month. Some people have to wait a year to get that much butt action!
Davros 12
Something tells me you should probably check your brake lights
PenguinPal3017 19
It sounds like your rear end is about to take another pounding.
openawhole00 6
was the bmx biker that was gawking at the blonde woman the first or second accident?