Today, I finally removed my car insurance after realizing it costs too much money. Since I then had more money, I went to celebrate with ice cream. On the way, I got hit by a truck. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I thought it was about time to learn to ride a bike as an adult. I wobbled down the street, lost my balance, and crashed into a parked ice cream truck. The owner yelled at me, and I was left with a bruised ego and no ice cream. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I heard the ice cream truck. Being the idiot that I am, I ran down the steps and almost immediately fell down them. I needed four stitches. I didn't even get my ice cream. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I finally had enough money to buy my girlfriend an engagement ring, which I was going to pick up after work. On my way to work, I slid on the ice and crashed into a parked vehicle. The damage to my car is almost twice the amount of the ring. FML
Today, I volunteered to go get ice cream if I could use my mother's car. She told me to be VERY careful. Not ten minutes later, I hit a deer, which got up and walked off as though nothing had happened. FML
Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
Today, I was hit by a truck while walking to school. It was the driver's fault as I was in a crosswalk. My parents met me at the hospital where I had minor injuries. They began discussing what the insurance money would be spent on. They decided on a second honeymoon to Las Vegas. FML
Today, I slid on ice and hit another car while driving to work. My car was totalled, and my leg hurt, while the other car had very little damage. Not two minutes later, the salt truck drove by, spraying the road. FML
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
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Top comments
1337Steph 0
That sucks. Where I live it's illegal to drive without car insurance.
twinb76 7
that was stupid of you - insurance is to cover your ass as well as the other idiots out there!!
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Comments (172)
1337Steph 0
That sucks. Where I live it's illegal to drive without car insurance.
lolorly 0
It is not, however, illegal to marry your cousin. Hmm.
saaaammmmm 0
Have you lived in Israel?
metalfan333 0
fake! its illegal pretty much everywhere to drive without insurance
allmidnighteyes 11
It's not illegal, it's just frowned upon... like masturbating on an airplane.
xanniefiend420 0
ahh the hangeover... I love that movie :)
kelekod 1
thanks bin laden
Zills 0
you have to have insurance in Canada or wlelse you can't get yoursticker and without yoursticker you can't drive without being fined.
x_HELLo_tHERE_x 0
@allmidnighteyes: So you know this from experience? Also, did you have a magazine, or just a pretty stuartiss?
ahasca 0
@x_hello_ther it's a quote adaptation from a movie
nichele 0
where have I heard this :?
nichele 0
nevermind the hangover I remember now
allmidnighteyes 11
@ x_HELLo_tHERE_x: if you're gonna mock me, at least learn how to spell "stewardess" correctly...
soccerkrzy 0
He's clearly not mocking you...
renaet 0
Actually in the United States its illegal to drive without car insurance in California, New York and Arizona (I'm not sure if any other states have that law) It's definitely not just "frowned upon."
ndiesal 0
It's law in Ohio too...I'm amazed that it's not law everywhere...I always thought it was but reading these comments I guess it's not...
s_t_e_p_h 0
illegal in Canada. but whether it's against the law or not, you have got to be pretty ******* stupid to drive without it. Even if you're the best driver in the world, it doesn't protect you from those without skill.
wardo 4
Errrrr I mean 133 ( sorry whoever 144 is for comparing you to this stupid *****)
wardo 4
144 Please take a minute to stop being a dumb bitch and read the comment you are respondg to. He was talking about marrying your cousin being frowned upon.
drewcat21 0
Missouri as well.
CoriCat 25
It's illegal in every state. It has been for a while..
twinb76 7
that was stupid of you - insurance is to cover your ass as well as the other idiots out there!!
tomakobriefs 11
You didn't read, then, that OP is from Israel, and not the US.
expen_dable 0
In New Hampshire you don't need to have car insurance, but it's still much better to have it.
marthamydear23 9
not true
22cute 17
Yeah, welcome to the world of grown ups Op. Maybe it's a pretty good deal?
Jeff2017 0
.... totally fake no way that would happen on the first day
HoesInaBox 0
would it have been an FML if it was an ice cream truck? :)
SpyderMonkee 0
LMAO!!! Great XD It'd be great if he crashed into an ad for car insurance too.
Vegangirl 0
dumb ass
fr33convict 0
sorry the numbers changed and the comment I was replying to got deleted :P
Metzler31 17
you deserve that in so many ways... Karma BIATCH!!!
Metzler31 17
haha so true
wrangler99 0
ur a dumbass
Gs_brother 0
this one's from israel, i have no idea how car insurance works there
bestmw2playereve 0
wow
idkweird 0
You're an idiot. Car insurance may be expensive, but it's super important. For everyone else: the post says it's from Israel. (I know mobile doesn't tell you where it is)
JohnBoyFsYL 10
mobile does in fact tell you since the update.
FernandoTorres_fml 0
Good, I hope you're severely injured.
AsianCookie247 14
This is about CAR insurance, not HEALTH insurance.
merrielp 13
You a dick