By lentkaysi - 10/09/2015 22:55 - United States - Syracuse

Today, I got hit by a USPS truck. Luckily, I have car insurance. Just kidding. My insurance got cancelled two days ago for lack of responding to letters they sent. Letters that the USPS didn't deliver. FML
I agree, your life sucks 30 603
You deserved it 2 223

lentkaysi tells us more.

lentkaysi 8

wow thanks for all the comments guys! yes, my luck in this case was awful. for those wondering, I did pay my insurance. the issue wasn't non payment. I just bought my car less than a month ago. Progressive, my company, never informed me of the photo inspection with new cars and since this is my first new car I had no idea. They chose their sole form of communication through postal service. Never received an email. so comp and collision were cancelled on my car insurance. Now the post office is 100% responsible for fixing my car. However, since its the government insurance they take their sweet time. I will be without my car for many months unless my insurance will cover and they can reimburse my insurance. You guessed it....that's not gonna happen. yes I will be suing. yes I will be without my brand new car, that now has $7000 worth of damage. fml.

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Top comments

PegLegRacing 34

They hit you... They are responsible for the damages, not you.

245 4

Comments

don_sean 11

Everyone here says to sue. I say to plot your revenge, build an army, make them fear you and then crush them into the ground.

18 4
VeganVampyre 26

This. Suing is boring. Revenge plots are fun!

0 1
hockey_kid23 18

that sucks op!!! hopefully you can sort it out without too much bureaucratic red tape!!!

6 1
bapbap_fml 15

Just curious, why was it cancelled? Here my insurance is due on the same day every year, so even if the letter didn't come I'd still know it's due. Hopefully they will still cover you, given the circumstances. I have heard of them covering certain claims "in good faith" in similar circumstances for long-time customers.

12 1
hockey_kid23 18

I could be 100% wrong on this but I don't think every insurance company is as honorable as that and quite possibly they did cancel on op

11 0
corky1992 33

Exactly! Mine is due around the same time every month. If I wasn't receiving my bill in the mail I would have called the insurance company..I don't understand how they're not taking responsibility for losing their insurance

0 4
harmtouch16 11

That's fine...if they hit you then their insurance will cover it. That's how insurance works. Now go pay your car insurance bill.

7 1
LosinIt2008 14

lol that's funny in a messed up way I am SO sorry that happened to you!

0 2
firecracker5 11

Wow.... That's so ridiculous it's gotta be true ....

3 1
worldclassrager 39

That's ironic...it's called snail mail for a reason...after all this is on them...transfer to online...you shouldn't have an issue unless the internet shuts down

4 1
djm2010 8

You sure they also didn't send you multiple emails or even call you, OP? I find it hard to believe that the only form of communication they used for the cancellation was snail mail.

10 2
Shade1982 20

It happens more often then you think...

5 1
hellopastashell 6

No, it does not "happen more often than you think." If the insurance carrier wants something from you, they will contact you any way possible. OP was most likely canceled for non payment. People who don't pay their insurance always use "I didn't get any contact from you" as an excuse.

3 2
johncage 14

My last insurance company had two lines of communication. Snail mail and cancellation. I've since moved, but back then I would frequently get my neighbors' mail (including financial aid checks for college, government aid, bills, etc.) and it was not uncommon for me to expect something that would never come. Yes, it happens.

1 1