Hoobfoob
Today, my car was totaled. It was so new, I haven't even made the first payment on it yet. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Same thing different taste
Emmpag
Johannesburg, South Africa
And then.....
Today, I bought my very first car that I spent years saving for. A few hours after I signed all the papers, I let my boyfriend go for a test drive. He totaled it. FML
Anonymous
Canada
Today, I hit a patch of black ice and totaled my car. The car is a month old. For the next 5 years I'll be paying for a car I can't drive. FML
thatgirl34
Australia
Today, I received my new car-seat covers. I wrote my car off yesterday. FML
crossl17
Today, I bought a new $10,000 car since my old one broke down. Today, I also found out the old one wasn’t starting because i never had it in park. FML
KaRaBeAr24
United States
Bad omen
Today, I got hit and totaled my new car, on my way to get married, with my fiancé and kids in the car. FML
stupidoldcar
United States
Today, I finished installing a brand new engine in my old car. It cost just over $6000. Later, I was waiting at a red light and an uninsured drunk driver smashed into it head on. It's completely totaled. I got to drive it 5 miles. The car is worth $1000, even with a new engine. FML
BrandNewLemon
Lancaster, United States
Today, I financed my first car. I also made my first call to AAA when it broke down. It barely had any miles on it and I wasn't even home yet. FML
Kilamo
Today, I paid $2300 to a mechanic for fixing my car. It's also the day I got into an accident and totalled said car. FML
Anonymous
Carless whisper
Today, I got into a car accident and totaled my car. Also today, someone bought themselves $600 worth of office furniture online with my bank info. My bank doesn’t believe me so they won’t help me get the money back. I'm broke and carless. FML
BoyRacer
Baby you can't drive your car
Today, I picked up my first ever brand new car. Top of the line, beautiful, can't be happier. However, trying to insure it, the company has taken my money, but not completed the deal, and therefore I'm not insured. Their customer service knows this in an online fault and I have to wait for them to refund. FML
Top comments
RichardPencil 32
Call the car dealership and insurance company and tell them you died in the accident. They won't expect payments from a dead person.
Druu 53
Passive voice. Trying to distance yourself and come out blameless? I know that the car didn't up and total itself.
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Comments (26)
Druu 53
Passive voice. Trying to distance yourself and come out blameless? I know that the car didn't up and total itself.
sweetbliss3 37
maybe op got rear ended or t boned. she could very well be blameless. or she could have been the one who caused the accident. maybe we will find out soon.
needagoodlaugh 34
I had a car that was totaled and I was blameless. The person to blame was the person who rear-ended me at the red light. You shouldn't be so quick to make a judgement when you don't have all the information.
anyoldnamewilldo 23
Way to make an assumption eh? We had it happen to us. We had our truck almost exactly 3 HOURS when a guy turned left in front of us even though we had a green light and therefore the right of way. Not only was he cited, but he was also driving without insurance. Our gap insurance covered the truck and we just had to go out and get another one. We did have to pay the deductible and our insurance company has gone after the guy for reimbursement. However, we sincerely doubt they will get anything from the guy.
greg84_fml 21
Hope you had gap coverage.
RaylanGivens 14
Speaking as a car salesman, personally, if I was going to finance a car the two products I would get without question (if it was a newer car, especially) are gap insurance and an extended warranty (potentially a key replacement product, as well, depending on the price of keys). Hope you have that in some form, OP!
RichardPencil 32
Call the car dealership and insurance company and tell them you died in the accident. They won't expect payments from a dead person.
kelardy 11
That's called fraud and would land them in jail and out of a lot more money then the car and it's replacement cost
Thor1012 28
you missed the joke didn't you
Akitakat 31
Actually, this is called 'going completely over your head'. If you are dead, you can't make a call! If you did, the dealership would pick up on that fact when 'you' personally call them. This was a joke!
Lady Life Hacks 9
Hope you're ok!
Lobby_Bee 18
Tow the car back to the dealership and complain to the manager that the car won't start. Under the lemon law, they must replace your car with a new one.
184886837272837 32
Never buy a new car
Inkoseh 33
Some people purchase cars because they LOOK and FEEL nice. This years model has exactly what you want in a car? Wicked! You've saved and gotten EXACTLY what you wanted! Heaven forbid someone liking and wanting what they buy. Not everyone needs just a ride to and from work.
anyoldnamewilldo 23
There are some benefits to buying new. Warranty is one of them. We almost always buy new because we get the A plan from Ford. Mine is actually a lease which works for me because I don't drive far to work, I have next to no maintenance costs (free oil changes were written in. Yay me!), and I get a new car every three years.
Mungolikecandy 19
If no one buys new cars then there will not be any used ones.
rickAUS 22
When you buy second hand you are buying someone else's problem.
Lucas Cassan 3
When you buy used, you're buying a car that likely has been through any major issues it's going to have in its beginning years and will now only have to deal with basic maintenance items. Not to mention the fact that you can get WAY more for your money on the used market, whether it be performance, features, reliability or fuel efficiency. however you do have to be smart on the used market because there's potentially some bad there too. Sources: I'm and auto parts salesman and formerly worked for Honda.
Kurliez408 32
how was it totaled?
HeatherD1985 2
Same happened to me. My poor truck was 2.5 weeks old when i got tboned going through an intersection completely totaling my truck. The Kid (only 17) got 2 tickets as he was at fault. Insurance dragged their feet about getting me my payouts. Hope your insurance cooperates!
HoobFoob 2
Hi everyone, OP here. For brevity's sake I didn't include a lot of information when I wrote this. To answer your questions: yes I'm ok! The other driver is too. I was driving down a back road during rush hour - so traffic was congested but not crazy. The other driver was trying to make a left turn from another side street. They tried to zip through a break in cars and didn't see me and pulled out and collided into my passenger door. They scraped all down the side, which caused my car to spin, land on its side (driver's side), and slide into a ditch. I ended up facing the opposite direction I was driving on the opposite side of the road! I had to climb up through the passenger window to get out. There were several witnesses and the police report dictated the other driver was at fault. She had insurance and they took responsibility. Yes I thankfully had gap insurance! And my car was a 2015, so not *brand* new, but new to me. I had it for 3 weeks. Thank you for everyone's sympathy and concern and the funny comments, and screw you to the sexist ones. Have a good day!
anyoldnamewilldo 23
Glad you are okay and the insurance is doing right by you. Been there, done that myself.
SassySlytherin 16
I am glad you are okay, I would still be devastated D: I hope all of this goes by as smoothly as possible!
Brandi_Faith 34
Thank goodness you're ok. Sounds like a bad accident and one where you could've easily been hurt!
sparklevibes 14
Been there!