Today, I went to the bank to make a withdrawal in order to celebrate my last day here in Italy with my friends. Apparently I'm overdrawn by 187 dollars so I'm eating nothing but leftover stale crackers to survive until I get free plane food on my way back home. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, after two weeks of living on plain pasta, I finally got my paycheck and was excited that I'd get real food, and ride the subway instead of exhausting my malnourished body with the two-hour walk to work. My surname was misspelt on the check; the bank is holding it for ten days. FML
Today, my company is doing so bad that I had to take down my symbolic first dollar so that I could buy a roll of crackers for dinner. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I withdrew €40 at the ATM to pay for dinner later tonight. It wasn't until I went to pay for it that I realized I'd taken the receipt, but left the cash in the ATM. FML
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, I was so broke and hungry that I went to Olive Garden and faked being stood up, just so I could eat their breadsticks. FML
Today, after calling my bank to see where my paycheck was, and waiting on hold for my entire lunch break, my boss told me she forgot to submit my deposit. I was relying on that money to pay for lunch today as I used all I had for bills. Looks like I eat tomorrow. FML
Today, I went to have a drink with my friend. On the way I withdrew 20 bucks and when I arrived at the bar I realised I had taken my credit card but not the banknote. FML
Today, I'm so poor that I've been scrounging around my house all day trying to find quarters and dimes so that I can buy myself a cup of coffee tomorrow. FML
Today, I'm running so fucking low on money, I have to go to the supermarket to eat free bites of ham, cheese and whatever they have on their aisles for breakfast. FML
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Top comments
aback 5
Leftover stale crackers to *survive*? Oh, honey--are you sure you'll make it? Maybe you should call the embassy.
unlucky91 0
If your friends were good.. they would pay for your last meal in Italy.
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Comments (119)
amykay 0
Oh you poor thing! I my am living off ramen noodles rice and, and I am in Indiana, in the rain, working all day! You are so lucky to be on a trip like that! Your in Italy enjoy every last minuet of it. Money or no money! I have been in situations similar but appreciate what you have.
kickassloser16 0
are you on a choir trip? haha kids from my school went to italy and they are on their last day too :P
maralsky 0
To anyone calling this person irresponible or careless...I have a feeling you may haven't done much traveling. At least not to a foreign country, while using mainly your debit/credit card for your checking account. Banks tack on a "conversion" fee for withdrawel (and I think maybe purchases as well) made in foreign currencies. This is in addition to any other charges they decide to tack on for their own amusement and greed, such as using a ATM that's not their own. And in addition to this, the charges to your account may not show up immediately on your online banking when in a foreign country. This includes your purchases, withdrawals and most importantly the rather unpredictable fees, which can be up to about $5. So even if you are one of those "I write ever purchase I make down in my checkbook" type of people, who aren't as common as they used to be (I'm not one), you could still make big error, and end up overdrawn by a few dollars, and then get charged all the overdraft fees...which often keep getting charged until you get your account back in the green. I understand where she's coming from...same thing happened to me on a 3 month trip to Peru a couple of years ago. I sympathize completely. Next time you might want to make sure there's some insurance money in another account that you can transfer over in an emergency. Or at least a compassionate parent or trusted friend who has access to the account and can dump some money in need be. :)
barbidoll 0
It is still the cardholders responsibillity to be aware of those fees, which are usually posted and on any credit card statement. Even someone makes a mistake in his or her register, it is usually small and not 187 dollars. It is really just dumb not to balance your checkbook, it takes about five seconds and saves a lot of money in overdraft fees.
your_face 15
Well... it seems you've spent a lot of money - unless you didn't come with much - so hopefully you've already had a lot of fun. I might feel sorry for you if you weren't so melodramatic.
delly_fml 0
I moderated this one! U should hve been smarter with ur money but I'm sympathetic FYL
Squirrellord911 0
Just in case any1 doesn't know, Europe KILLS financially.
Nightfallz 0
Aback your dumb nice quad post
bruinfan2010 0
first off, YDI second, wouldn't your friends loan you some?
panda_rectum 0
Weird. 187 is my house number, and also the police code for homicide. Possible foreshadowing...?
dg72592_fml 0
your friends won't spot you? that suckkksss i've been in that situation its so annoying.