Today, I found out I'm on wage garnishment because my mother, who took out a student loan for me back in '05, didn't pay off the $2015 owed when she said she would. I got screwed over financially because of her. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I found out my mom took around $2,500 from my savings account to pay off my sister's college tuition. She recently flunked out of her studies and won't be returning to college anyway. FML
Today, I told my mom I wasn't doing very good mentally and I was looking for some support. She decided to remind me of all of the things I still haven't paid her back for. I'm now an unpaid loan, not her daughter. FML
Today, I found out that my Mom had taken out a loan out on my car from the repo man taking my car away. FML
Today, my mom decided to go against every promise she's made to everyone once again and left us in financial ruin. How? She took advantage of my kindness, and didn't pay any of the money she owes me for driving my car, and for so much more. I'm more than $2,000 in debt now. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, my mom cleaned out my bank account, saying my "no-good dad" owes her child support and that she'll get it one way or another. FML
Today, I found out that the $200 I reluctantly gave to my mother so she could rent a house was paid to a scammer. Now she wants to live with me, in my one bedroom apartment. FML
Today, my mother came over again to help me work on my Student Aid application. She also brought over the savings bonds that she has been accumulating since I was born to help pay for college. Turns out they won't reach maturity until I'm thirty. She never bothered to check out this fact. I'm screwed for college. FML
Today, my mother woke me up and asked to borrow money. Still groggy, I mumbled where my money stash was. She took all $300 and refuses to pay me back because I'm her son and I "owe" her. FML
Today, I found out that I owe my college a little over $10,000. Why? Because, due to a slight misspelling of my name, the scholarship that I have been going insane trying to meet the requirements for is not actually giving me any funding. FML
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Top comments
wienerwagon 0
While she did dick you over by not doing what she said she would, you shouldn't be relying on your mother to take out student loans for you anyway. If you're old enough to go to college then you're old enough to fill out the paperwork for a loan.
eliz3 0
So you're moaning because your mum didn't pay of YOUR debt? Boo Hoo.
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Comments (115)
USMC_Marine01 9
its your student loan you dumb **** you used it to go to school not her.... it should have been you paying it off not your mother grow the **** up and take care of your responsibilities
mo_the_owl 0
Please, cry somewhere else. If it weren't for her risking her credit you wouldn't have gone to school. You're coming out ahead because I'm assuming you're wages are higher with a degree so really you're profiting on your investment. jesus.
sportsnut 0
wait wait wait, you mean that she paid for your schooling and you didn't have to? Its called responsibility and you would have gotten the notices upon graduation (or leaving school) at that point. AKA, you knew, you just didnt do anything so YDI
benflick 0
Pay your own ******* college, or don't complain. If I was your mom, I would garnish your wages until I was payed back in full. That's life, asshole. And I'm a 16 year old guy, by the way.
mkivsuptt 0
YDI for being a lazy bum. Learn to take care of yourself.
y0shi_fml 0
Your an ungrateful little brat. Pay it off and stop think your entitled to everything in life.
segascream 0
There's two things going on here: 1) Did OP's mom cosign on the loan? If she cosigned, then there was equal responsibility, as stated in the Truth In Lending Disclosure. If that's the case, than they are both having wages garnished. 2) They can't just suddenly start garnishing wages. Nobody can. OP would have had to receive a notice (i.e. "be served") for the lawsuit. Upon receiving that notice, he should have contacted the loan company to determine if there was some sort of out-of-court agreement that could be reached. Point is, OP should have had some idea of what was going on with this loan. YDI.
wordgirl 0
YOUR loan that your MOM didn't pay back? You got screwed, but hey, that's what happens when you take out a loan. Learn this lesson now, while you're still young.
nyprtweety 0
Hey, IDIOT!!! If your wages are being garnished, it's because the loan was under your name! It is your responsibility to know what is on your credit report. I am so sick of students blaming other people for their loans going into default! Take responsibility for your own financial future and stop relying on "mommy" to do it for you! If the loan had been in her name then her wages would be getting garnished not yours! Man up and stop crying over your own stupidity!
nyprtweety 0
Hey, IDIOT!!! If your wages are being garnished, it's because the loan was under your name! It is your responsibility to know what is on your credit report. I am so sick of students blaming other people for their loans going into default! Take responsibility for your own financial future and stop relying on "mommy" to do it for you! If the loan had been in her name then her wages would be getting garnished not yours! Man up and stop crying over your own stupidity! And yes I am a financial aid advisor!