Lesson: Always have insurance and a dashcam!
Today, I got into an accident and my bike broke. My insurance expired 5 days ago and the accident wasn't even my fault. The lady was on the phone and on the wrong side of the road. She's threatening to sue me even though her car is in better condition. There are no witnesses and no cameras either. FML
Top comments
chosha_fml 27
You didn’t take a photo with your phone after the accident? That would have shown her to be on the wrong side of the road.
yeongji 31
If it there were witnesses and/or cameras, you would still be in some trouble since you drove without an insurance. As for the scene of the accident, were there no pictures taken? If police were not called to the scene, you should have taken pictures to prove that she was indeed driving on the road side of the road. You should have also taken pictures of both her car and your bike to prove the severity of the damages. I will not be surprised if she went home and damaged it even more so that she can slap you with an even larger lawsuit.
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Comments (18)
chosha_fml 27
You didn’t take a photo with your phone after the accident? That would have shown her to be on the wrong side of the road.
RichardPencil 32
The nerve! You improved her car and she wants to sue you? I guess, maybe she didn’t want you to make her car better.
yeongji 31
If it there were witnesses and/or cameras, you would still be in some trouble since you drove without an insurance. As for the scene of the accident, were there no pictures taken? If police were not called to the scene, you should have taken pictures to prove that she was indeed driving on the road side of the road. You should have also taken pictures of both her car and your bike to prove the severity of the damages. I will not be surprised if she went home and damaged it even more so that she can slap you with an even larger lawsuit.
bkwusa 15
Call the police, normally you can reconstruct a accident based on evidence like tire tracks, shattered glass, and the like.
1known 34
And you can prove that she was one the phone easily.
smartjaguargurl 17
Not sure where you live but where I’m from, cyclists have the right of way sooooooo
smaldridge 12
you don't normally need insurance for a bicycle though.......
Deez_Knots 10
So threaten to sue her first
raven_of_azarath 35
Is this a motorcycle or a bicycle?
smaldridge 12
I think it's a motorcycle because they said their insurance expired, and most people don't have insurance on bicycles. I could be wrong though.
Taurus_ChicKa 37
Lose-lose here. YDI for letting your insurance lapse, but FYL for the stupid woman. One of my biggest pet peeves is people driving while on their damn phones. Nothing is so important that you can't pull over or take the call/text later. And it's even more irritating when the person on the phone drives stupidly and pulls this kind of crap, then acts like it's not their fault for driving unsafely. Ugh!
ManitobaCanada 2
Should've paid your insurance
Pacoman17 9
Prepare for the fight, hire a lawyer and record each conversation of hers to at least make her confess in an unvoluntary way