Insurance is a scam
Today, I got stuck with a water-damaged kitchen. The manufacturer says their warranty doesn't cover it as it's a user error, my insurance says they don't cover it as it's a manufacturer error. FML
Today, I got stuck with a water-damaged kitchen. The manufacturer says their warranty doesn't cover it as it's a user error, my insurance says they don't cover it as it's a manufacturer error. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, my kitchen is flooded, and according to my landlord, this is normal, because it rained last night. Funny, I thought the purpose of a roof was to stop water from getting in. Guess I was wrong. Silly me. FML
Today, I overloaded the washing machine and it flooded the downstairs. The flooring will have to be scrapped and drywall replaced. It's 100% my fault. Did I mention this is not my house? FML
Today, I learned the reason they say don't keep your phone in high humidity places. I left my phone on the counter when I went to take a shower. It now won't turn on due to water damage and the warranty doesn't cover it. FML
Today, I guess my husband was trying to prove something by fixing our dishwasher himself instead of letting the maintenance man come. He watched videos on YouTube but ended up breaking it beyond repair, thus voiding the warranty. Now we have to replace the whole thing at full price. FML
Today, my landlord refused to send a plumber over to unclog the sink. Now he wants me to pay for water damages because he didn't call a plumber sooner. FML
Today, I bought a new electric razor. I tried it, and washed it. I started to shake it in order to get rid of the water. It was pretty slippery, and it exploded onto the floor of my bathroom. The warranty doesn't cover this, I guess. FML
Today, after five months of working overtime and doing my own repairs around the house, such as patching my own roof to save money, I walk into my home office. I find my $2500, week old, top of the line laptop won't turn on because it's drenched in water. Apparently there's a leak in the roof. FML
Today, I came home from work to find my house was flooded from a broken pipe under the sink. My house had just recently had new wood floors, carpet and electrics installed because 6 months earlier my house had been flooded by the same pipe breaking. FML
Today, workers came to my house to fix residual moisture damage in my walls left behind by Hurricane Irma. Said workers then burst a water pipe and flooded my entire apartment in the time it took figure out how to turn it off. FML
Today, in an attempt to be frugal, I tried to repair my own sometimes-faulty toaster. Turns out I unplugged the wrong kitchen appliance, which I only discovered by electrocuting myself while pulling it apart. Now it's definitely broken, will need replacing, and I have a burn. FML
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Top comments
GhostFox 34
If the machine that caused the flooding/water damage was used following the instructions, and is within warranty, they are obligated to fix it or replace it with a new machine of the same or similar type. As to your insurance, I'm pretty sure that if you have insurance for water damage, they are also obligated to fix the resulting damage, unless your insurance plan only covers damage done by natural disasters. I suggest going through your insurance handbook and see what your policy covers. Either way, one of them HAS to pay for something. If the manufacturer won't cover it because it's "user error" and your insurance covers accidents, you can and should be able to use the manufacturer's statement to get your insurance to cover it, if you can get a written report on the cause.
Tripartita 45
1. Cover kitchen in rice. 2. Let dry for 24 hours. 3. Press and hold top right button to try and reboot kitchen. Worked wonders for my iPod.
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dwesty 7
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