Today, if you have a job in my country, you automatically have health insurance. Without a job, you can get “voluntary insurance”. No, let me rephrase that: You are legally required to get “voluntary” insurance. Whether you can afford it or not. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML
Today, health insurance is mandatory in my country, and you pay 15% of your gross income for it. Sounds acceptable, right? Except when you find out that, according to the insurance companies, 15% of ZERO is 170 €. FML
Today, my health is such a wreck that I’m not even sure if my main problem is mental or physical. To find out, I’d need health insurance. To get that, I’d need a job. To find a job, I’d need to be way less of a wreck. I’m in that state where you’re proud to have actually gotten out of bed each day. FML
Today, I have to choose between getting a new job and losing my health insurance as a result, or staying unemployed and being evicted. Did I mention that I am unemployed due to severely breaking my leg with no legal recourse? FML
Today, health insurance is supposed to take care of your health. Or that’s what I thought. Mine is currently pushing me towards suicide, by repeatedly asking for money I don’t have, for an insurance I don’t want, because they don’t pay for anything that actually helps me. FML
Today, I got health insurance for the first time in six years! I'm paying a ton of money each month for a plan that hardly covers anything. I will still go bankrupt me if anything bad actually happens, but I can't afford monthly premiums on anything better. Thank you, USA healthcare system. Single payer, anyone? FML
Today, I went to do a drug test for a new job. While I was there, they said the job was part-time with no insurance. Previously it was supposed to be full time with insurance. Now I have to take a job that pays $20,000 less a year. FML
Today, after I finally got health insurance through my job, I had a minor injury leading to me discovering that my deductible is so high, I’d have to be struck by a meteor to get anything covered. FML
Today, I’ve been asking both my health insurance and the clinic in question under which circumstances an elective procedure would be covered by insurance. Each one of them tells me that the other has to make the decision. FML
Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML
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Top comments
tounces7 28
What country is this? Can't be the USA....you sure as heck don't get insurance with every job here....
RichardPencil 32
It's certainly not the USA. It's probably one of those shithole countries that is *not* #1 in Covid cases and #1 in Covid deaths. (Cue up the Lee Greenwood.)
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Comments (2)
tounces7 28
What country is this? Can't be the USA....you sure as heck don't get insurance with every job here....
RichardPencil 32
It's certainly not the USA. It's probably one of those shithole countries that is *not* #1 in Covid cases and #1 in Covid deaths. (Cue up the Lee Greenwood.)
bethrh 49
Where is this? Sounds like Belgium
Gooey 30
How does this sound like Belgium? Here if you can't afford shit you pay pennies and still get a decent coverage overall. Not a single time in my life have I heard a Belgian complain about medical insurance, employed or not. Wtf. Keep guessing, Bethany.