Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, health insurance is supposed to take care of your health. Or that’s what I thought. Mine is currently pushing me towards suicide, by repeatedly asking for money I don’t have, for an insurance I don’t want, because they don’t pay for anything that actually helps me. FML
Today, health insurance is mandatory in my country, and you pay 15% of your gross income for it. Sounds acceptable, right? Except when you find out that, according to the insurance companies, 15% of ZERO is 170 €. FML
Today, if you have a job in my country, you automatically have health insurance. Without a job, you can get “voluntary insurance”. No, let me rephrase that: You are legally required to get “voluntary” insurance. Whether you can afford it or not. FML
Today, I got health insurance for the first time in six years! I'm paying a ton of money each month for a plan that hardly covers anything. I will still go bankrupt me if anything bad actually happens, but I can't afford monthly premiums on anything better. Thank you, USA healthcare system. Single payer, anyone? FML
Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML
Today, after spending at least two hours on the phone every day for the past week, my health insurer I pay a huge monthly premium to agreed to cover my life-sustaining insulin. But they won't contribute to the cost until after I've paid an unaffordable deductible first. I'm going to die even though I'm insured. FML
Today, after I finally got health insurance through my job, I had a minor injury leading to me discovering that my deductible is so high, I’d have to be struck by a meteor to get anything covered. FML
Today, I found out I need surgery, and the state medicaid insurance denied me full coverage for it, since my income is "over the limit". I make 35,000 a year and live in one of the most expensive states. FML
Today, my health is such a wreck that I’m not even sure if my main problem is mental or physical. To find out, I’d need health insurance. To get that, I’d need a job. To find a job, I’d need to be way less of a wreck. I’m in that state where you’re proud to have actually gotten out of bed each day. FML
Today, I have to choose between getting a new job and losing my health insurance as a result, or staying unemployed and being evicted. Did I mention that I am unemployed due to severely breaking my leg with no legal recourse? FML
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Top comments
Sady_Ct 38
If I could downvote this comment more than once, I would.
katydid91 31
Maybe learn to spell.
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Comments (2)
juggalo2 22
That situation sounds terrible. I don't know what country you live in, but most countries that require universal coverage also have income threshholds and public insurance for the indigent.
HistoryHasEyes 19
Mabey try not being so poor? Works for me!
Sady_Ct 38
If I could downvote this comment more than once, I would.
katydid91 31
Maybe learn to spell.