Today, health insurance is supposed to take care of your health. Or that’s what I thought. Mine is currently pushing me towards suicide, by repeatedly asking for money I don’t have, for an insurance I don’t want, because they don’t pay for anything that actually helps me. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML
Today, after spending at least two hours on the phone every day for the past week, my health insurer I pay a huge monthly premium to agreed to cover my life-sustaining insulin. But they won't contribute to the cost until after I've paid an unaffordable deductible first. I'm going to die even though I'm insured. FML
Today, my health insurance refuses to pay for either contraceptives or the small surgery to get my tubes tied, even with a doctor’s note confirming I need it. They are quite happy, however, to pay for any number of abortions, subsequent therapy, and/or complications during childbirth. FML
Today, a certain insurance company that rhymes with “Asshealth” caused my autistic ass to lose over a year of sobriety from self harm when their intentionally frustrating automated system caused me to blackout and I bashed my head against a doorframe, all to be told to call a different number that didn’t even work. FML
Today, I called my insurance company begging for a new doctor. All my current one does is prescribe antidepressants for everything. Migraines? AD! Dizziness? AD! Birth control? AD! I’ve been having rough periods and I’m pretty sure she’s just trying to push pills to bill us more. FML
Today, I got health insurance for the first time in six years! I'm paying a ton of money each month for a plan that hardly covers anything. I will still go bankrupt me if anything bad actually happens, but I can't afford monthly premiums on anything better. Thank you, USA healthcare system. Single payer, anyone? FML
Today, I’ve been asking both my health insurance and the clinic in question under which circumstances an elective procedure would be covered by insurance. Each one of them tells me that the other has to make the decision. FML
Today, I’m massively depressed and I live in a state that will prosecute you for attempted suicide, but will do nothing to help you afford mental health. FML
Today, my health is such a wreck that I’m not even sure if my main problem is mental or physical. To find out, I’d need health insurance. To get that, I’d need a job. To find a job, I’d need to be way less of a wreck. I’m in that state where you’re proud to have actually gotten out of bed each day. FML
Today, after I finally got health insurance through my job, I had a minor injury leading to me discovering that my deductible is so high, I’d have to be struck by a meteor to get anything covered. FML
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Top comments
Plop 17
Actually, the thing that's most likely to happen with capitalism is price gouging: pay up for this life-saving medicine you need, or die. Your choice, really...
RichardPencil 32
That's because you live in socialism. When you live in capitalism, they never cure anything, but are happy to treat conditions indefinitely to keep an endless cash flow.
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Comments (1)
RichardPencil 32
That's because you live in socialism. When you live in capitalism, they never cure anything, but are happy to treat conditions indefinitely to keep an endless cash flow.
Plop 17
Actually, the thing that's most likely to happen with capitalism is price gouging: pay up for this life-saving medicine you need, or die. Your choice, really...
Huldan MeGroyn 13
These points are not mutually exclusive and can both be true. And they are.