Today, health insurance is mandatory in my country, and you pay 15% of your gross income for it. Sounds acceptable, right? Except when you find out that, according to the insurance companies, 15% of ZERO is 170 €. FML
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Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML
Today, if you have a job in my country, you automatically have health insurance. Without a job, you can get “voluntary insurance”. No, let me rephrase that: You are legally required to get “voluntary” insurance. Whether you can afford it or not. FML
Today, I got health insurance for the first time in six years! I'm paying a ton of money each month for a plan that hardly covers anything. I will still go bankrupt me if anything bad actually happens, but I can't afford monthly premiums on anything better. Thank you, USA healthcare system. Single payer, anyone? FML
Today, health insurance is supposed to take care of your health. Or that’s what I thought. Mine is currently pushing me towards suicide, by repeatedly asking for money I don’t have, for an insurance I don’t want, because they don’t pay for anything that actually helps me. FML
Today, after spending at least two hours on the phone every day for the past week, my health insurer I pay a huge monthly premium to agreed to cover my life-sustaining insulin. But they won't contribute to the cost until after I've paid an unaffordable deductible first. I'm going to die even though I'm insured. FML
Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML
Today, I finally got insurance after months of paperwork, and so I went to the doctor. I was billed $873 for a "consultation" that pretty much consisted of being weighed and told to "Google it." FML
Today, I learned that my MS medication is going to cost 25k a month. My insurance won't cover a cent. I don't even make that much in a year. FML
Today, after I finally got health insurance through my job, I had a minor injury leading to me discovering that my deductible is so high, I’d have to be struck by a meteor to get anything covered. FML
Today, I found out a test I need to see if I need surgery on my gallbladder costs more than my pay check, even with insurance. FML
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Top comments
stumpygremlin 13
So that begs more questions. Are you unemployed, and if so, is there some kind of unemployment benefit/insurance you can use? Do you live with someone who makes all the money? Is this just a clerical error?
sarsuela 29
Perhaps 170 € is a minimum? It's 15% from 1133 €, which in Germany is under minimum wage.
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Comments (1)
stumpygremlin 13
So that begs more questions. Are you unemployed, and if so, is there some kind of unemployment benefit/insurance you can use? Do you live with someone who makes all the money? Is this just a clerical error?
sarsuela 29
Perhaps 170 € is a minimum? It's 15% from 1133 €, which in Germany is under minimum wage.