Today, I found out a test I need to see if I need surgery on my gallbladder costs more than my pay check, even with insurance. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I had to get an MRI. I double and triple checked to make sure there was no out-of-pocket cost. When I arrived at the testing center, I was expected to pay full price for the test. It costs $2,360. FML
Today, I've found out I developed carpal tunnel in my right hand and need surgery. On top of that I have degenerative arthritis in my left hip, which needs immediate surgery as well. I haven’t met my $5,000 insurance deductible and have to pay out of pocket. FML
Today, I finally got insurance after months of paperwork, and so I went to the doctor. I was billed $873 for a "consultation" that pretty much consisted of being weighed and told to "Google it." FML
Today, I found out I need surgery, and the state medicaid insurance denied me full coverage for it, since my income is "over the limit". I make 35,000 a year and live in one of the most expensive states. FML
Today, I went to do a drug test for a new job. While I was there, they said the job was part-time with no insurance. Previously it was supposed to be full time with insurance. Now I have to take a job that pays $20,000 less a year. FML
Today, I had a procedure that should have been covered by my health insurance, but while I was there, I asked the doc to sign a prescription for an unrelated thing. This apparently turned the insured procedure into a consultation, so they charged me full price for the procedure, over $15,000. FML
Today, my dentist called and told me that the surgery to remove my wisdom teeth - which I desperately need and saved for a year to be able to afford - will actually cost nearly $2000 more than originally stated. The surgery is supposed to be in three days. FML
Today, you’re required to have health insurance in my country. I have no income, I spend more on insurance than on food, yet most of the treatments that actually help me are not covered by the insurance. FML
Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML
Today, I discovered that the pain I've had for the past couple of weeks was actually due to a broken collar bone. Now work won't pay for the treatment I need because I continued to work despite the pain. FML
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Top comments
ojoRojo 27
I love how we can assume you’re from the US because it’s the only place where healthcare would be so atrocious. Sorry OP, that’s terrible.
FireMars 14
This is why I'm glad I live in the UK. Healthcare shouldn't bankrupt you.
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Comments (6)
RichardPencil 32
Most personal bankruptcies in America are due to medical bills. Join the club! Maybe Lee Greenwood could add a verse about that.
FireMars 14
This is why I'm glad I live in the UK. Healthcare shouldn't bankrupt you.
ojoRojo 27
I love how we can assume you’re from the US because it’s the only place where healthcare would be so atrocious. Sorry OP, that’s terrible.
Hangryko 32
America really needs universal healthcare. Nobody should go bankrupt from accessing essential medical services. What a ******* travesty. I'm thankful I'm Canadian.
Christina Winden 22
Do the test. Give them what you can each month, even if it’s only $5. They can’t really take you to collections as long as you’re paying something.
Brightside86 31
True, but amazing that we have access to modern medical care at all. I wonder what they would do if this happened 300 years ago...