Today, a house I'm working in burned down overnight. My entire cordless tool line up and everything else needed to remodel a 3-story home is gone. Almost $14000. The only way I will be somewhat, maybe, possibly, reimbursed is if I stay on to rebuild the home. I don't have anything left to even start. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, my house caught on fire. After it was put out, I realized the damage wasn't bad, mainly smoke damage. I went to my parents' for the night because my house smelled. While there, I received a phone call from my neighbor. Apparently, my house caught fire again. It's now a pile of ashes. FML
Today, after house sitting for my future father-in-law and managing to keep things spotless for 3 weeks, a pipe burst. It flooded the place and shorted out a plug socket, causing a fire that ruined the front room. He gets home in 3 hours. I'm screwed. FML
Today, my apartment burned to the ground. I was packed and ready to move out tomorrow. FML
Today, after months of unemployment, I finally started at a new job. The building burnt down on my very first shift. FML
Today, it's been months since I inherited a nice house, only to discover it overrun with squatters. I had to legally evict them, costing thousands. When they were ordered to vacate, they set the house on fire. Now I have a blackened ruin and depleted savings. FML
Today, I overloaded the washing machine and it flooded the downstairs. The flooring will have to be scrapped and drywall replaced. It's 100% my fault. Did I mention this is not my house? FML
Today, my husband, who repairs appliances for a living, repaired our dryer. One lot of wet clothes later, it caught fire and ruined the laundry room. FML
Today, my car fob died on me when I was going to get donations because my house burnt down two days ago, FML
Today, my house was broken into and my computer was stolen. Fortunately, I have cloud backups of all my work; unfortunately, hardware prices have gone through the roof and I won't be able to replace that computer soon. FML
Today, I woke up to the only home I've ever known in 32 years being burned to ash by a wildfire with everything we own inside, barely getting me and my dogs out alive. My boyfriend of 3 years promised me we would work through this together, no matter what it took, only to completely ghost me a few hours later. FML
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Top comments
coius 23
You should’ve had business insurance. Depending on the cause of the fire, you may be able to file with the homeowners insurance company since the loss occurred on their property.
peterblack67 9
I'm not understanding why you didn't have all of your tools insured.
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Comments (7)
coius 23
You should’ve had business insurance. Depending on the cause of the fire, you may be able to file with the homeowners insurance company since the loss occurred on their property.
tounces7 28
Sounds like a lawsuit against whoever started the fire.
SM79 6
How did you not have insurance on the tools you need to be able to work? How did the people you were working for not have insurance?
peterblack67 9
I'm not understanding why you didn't have all of your tools insured.
Inkoseh 33
You have insurance right? ...right? Even if you're a GC, your property should have been insured, OR the homeowners insurance would cover it.
noonereally 6
House flipper? Jacking up the price of houses? Sucks to suck