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Today, I had to file for bankruptcy because my ex-wife didn't want to pay for the house she didn't want me to have in the divorce, and didn't bother to have my name removed from the loan before she filed bankruptcy herself. FML
Dumbass... she can't "remove your name" from the loan. When you originally signed the loan papers, you made a deal with the bank funding the loan. THEY have to remove your name from the papers... your wife can't. And the bank won't... why should they?
The only way to properly handle this in a divorce is to stipulate that your wife has to refinance in her name only... so the old loan with your name on it is paid off. If you didn't include this stipulation in your divorce agreement, then you had a moron for an attorney... whether you hired one or you acted on your own.
Consider it an expensive life lesson, and look on the bright side: now you're much better prepared to deal with your next divorce.
Speak your mind, but please try and be respectful.
Monday 1 September 2014