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Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML

#15239468
86 comments

I agree, your life sucks (38769) - you deserved it (2920)

On 03/08/2011 at 10:21am - money - by MommyLovesMe (woman) - United States (Georgia)

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wow.....what a bitch. Turn her in, you need good credit these days!!!

#1 - On 03/08/2011 at 1:08pm by lyncecelia

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You know that you're on the hook to repay the debts your Mom ran up under your name, don't you? Even if you aren't sued for repayment and/or choose not to pay off the debts, your credit will be trashed for 10 years. This will affect nearly everything you need/want: college loans, apartment rental, car loan, mortgage, JOB (many employers check credit before deciding to hire). The only way to restore your good credit it is to file an identity theft report with the police, then go about cleaning up the mess your Mom left you.

#3 - On 03/08/2011 at 1:10pm by Jewelofagal

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