Today, I had to create another signature. I have to use one at the bank and the other around my mother, so that when she tries to cash my paychecks the bank won't let her. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I checked my bank account online and noticed two checks that I didn't write had gone through, so I got copies of them and recognized the handwriting. It was my best friend's. FML
Today, I had to get out my birth certificate to prove to my dad that today is my birthday. This has happened before. FML
Today, I gave my mother a pre-prepared deposit envelope with my fortnightly wage in it, in cash. I tell her exactly where the deposit box is and what to do. I'm now desperately calling the bank because my mother accidentely put my $1200 deposit in the little trash can for receipts under the ATM. FML
Today, I did the most idiotic thing someone living with their parents could possibly do. I made a separate online casino account in my mom's name (just her name, my email, phone number, etc.) When I deposited from my bank account, the site got suspicious, and is now making me and her sign a document to get the money out. FML
Today, I figured out the bank account my mom set up for me is actually a joint account, and she gets half the money I deposit. I have been putting money in there for 10 years. FML
Today, since it was payday, I figured I’d take my mom out for burgers. The bank also decided to do a random update on our debit card, resulting in my card declining three times. My mom ended up having to pay for our meals. So much for trying to treat my mom out to dinner. I’m still pissed. FML
Today, I wrote in my own yearbook with different styles of handwriting so my mom would think I have friends. FML
Today, my mother, who religiously checks her bank account after every purchase, then shreds her receipts, got fed up with me not doing the same. So she shredded all my piled up receipts. These include the 100s of dollars I had spent for my work, which I need the receipts to get reimbursed for. FML
Today, at work, I told a lady checking out to sign her name after sliding her credit card. After she started signing her name, she threw the pen down in frustration saying that the pen was out of ink. We use electronic pin pads. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
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Top comments
jeepers_1 21
the bank shouldn't let her anyway. Tell them that every time someone comes in to cash a cheque under your name that they have to take ID. That's part of the reason many banks won't take third party cheques anymore. Also your mother could end up paying a hefty fine/go to jail for her actions.
Nathan_Henry 15
That's some mother
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Comments (87)
brenj0104 10
Wow OP, that's just messed up that your mom does that kind of crap
bibble27 9
That's messed up and I feel like OP should try to get direct deposit or use the mobile app. That way there aren't any checks for her to try to cash.
Norja 33
A genuine question. Why in America are your wages not paid directly into your account?
Megatron_Griffin 25
#56 most places will give you an option to have your money deposited right into your account, some people just prefere the old fashion way, or may be just too lazy to set up their direct deposit.
turkeybacon 9
Wow, what would be her reason to do such a thing?
HairyPunisher 27
$$$
Jared900DUmpling 30
Couldn't have put it better myself. Either way, money is obviously the reason, but it is certainly never a valid excuse. FYL OP, I would get the police involved because this sounds like it has happened often enough for you to resort to this...
RoseBlack123 37
Comment moderated for rule-breaking.
Maybe you should have a serious chat with her instead, or move out (assuming she's around so often because you live with her). That's just not okay for her to be doing that
keirookami 11
or just get the police involved theft is theft
IamHercules 24
Or get direct deposit.
anonymuse_fml 31
This goes beyond just theft (as if that wasn't bad enough) and delves into bank fraud territory.
lantz4levi 19
Ur mom isn't teaching good lessons
MidnaLink 35
Neither is your spelling.
lantz4levi 19
Neither is ur ducheness
Sansational_ 18
Thine grammatical ill-faring doth not assisteth thine argument.
jeepers_1 21
the bank shouldn't let her anyway. Tell them that every time someone comes in to cash a cheque under your name that they have to take ID. That's part of the reason many banks won't take third party cheques anymore. Also your mother could end up paying a hefty fine/go to jail for her actions.
sweetbliss3 37
no joke. any bank I've ever gone to- someone could deposit checks for you, but they couldn't cash checks or take money out of your account without the person being there. that's crazy OP. I hope you turned her in to the cops. I know it's your mom but she needs to learn somehow.
Ali_Br_fml 33
Now Chase won't even let you DEPOSIT money into someone else's account even if you have the account and routing numbers...so my sister borrowing money from me and paying me back just got that much harder...And we live an 18 hour car ride away from each other...My mom can't even put money back into my account even with my driver's license, debit card and pin (at a teller) so I don't understand how they actually let the mom get away with cashing OP's checks.
abeth131 7
#6401605, you could also use PayPal to transfer money if transferring through Chase is too complicated
jeepers_1 21
I work at a bank and it's very bad when someone tries to go into someone else's account with their debut card... we usually take it away and cut it up and make the owner come and get a new one. if you have the transit and account number you can put money in anyone's account. they just can't know anything about the account.
nunbunz10 3
At chase they will only not let you deposit cash you can transfer money or deposit checks, money orders ect. they don't let you deposit cash because they need a paper trail. you could cash someone else's check if you endorsed under their endorsement at chase only if the 3rd party had a bank account with chase
kellyem2 20
Or see if your employer will set up direct deposit. A lot of employers prefer that because it saves them money.
Vegetarian27 24
I'm confused as to what universe you live in. Just transfer the funds electronically!
Nathan_Henry 15
That's some mother
leogachi 15
Your mother is just awful.
rshweky 17
Can I possibly purchase tickets to see her reaction when the bank denies her request? I'll pay for the popcorn.
Amorettex 19
I will record it :x
VitalDistance 14
Keep your bank notes in a safe or try moving out if you still love with her. I hope your credit score hasn't suffered from this.
beantownchivette 8
Have you looked into getting your own account and setting up direct deposit? Your mom can't cash the check if there is no check to be had(you would just be getting a stub that tells you what is going into the account after taxes)