Today, my bank card was skimmed (copied electronically) and my account was totally cleaned out. I had only just got paid and don't get paid again for 4 weeks. The bank says it will take 21 days minimum to resolve. They offered me a credit card with a huge interest rate to help me get by. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I finally picked up my new bank card after my old one was stolen. It took the bank six weeks and five separate orders to figure it out, on top of which they've charged me a rush fee. FML
Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML
Today, my credit card information was stolen and the account locked. I'll get a new card in 10-14 days, after a planned medical trip for an increase in seizures. Without a credit card, I can no longer check into the hotel, nor access cash before my flight. The next opening is in 3 months. If I die I'm haunting you. FML
Today, as soon as I put my card into an ATM, the words "Out of Order" popped up and it would not return my card. Since I was at the bank, I got a free replacement. Trying to draw money again the second machine did the same thing and a third card costs more than what I have in my account. FML
Today, my Visa card randomly stopped working. I have no other way of getting money or paying for anything. I was going to buy next week's food tomorrow, but I guess I'll just starve instead. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, after weeks of asking, I was finally given my debit card back from my parents. They’ve spent over $1000 and now I’m scared to know how much I have left. There was no mention of a reimbursement either. FML
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Top comments
div01 2
Wont have to pay interests if you pay the bill in under 30 days no? 21 days to get ur money back then pay ^^
SaintKiwi 0
******* credit cards.
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Comments (117)
littlegirllove 0
Whoaa, that sucks! Sorrrrry =
thuryn 2
Actually, this isn't too bad a deal. If you use the credit card and things get resolved within the month, you can pay off the entire balance of the card and not have to pay any interest. As a backup plan, though, I would suggest looking for either another sucke... I mean relative to front you the money or another credit card from a different bank with a lower rate. IF you end up losing that month's pay, you may as well not have to ay exorbitant fees for it as well.
tttttttpppppp 0
Sounds like an inside job
itsnotfair 0
#5 your story was irrelevent
bethcat12 2
lol
GetaVe 11
That sounds about right. Just make do, it isn't as if they are unwilling to give your money back.
ChelseaChops 1
Now THIS is a FML.
lyndsaygirl 0
Hahahah. Don't you love how they're just up and ready to help you out in your time of need? I'm sorry, but this amused me. And this might actually be your fault if you bought anything online using your bank card. Any idiot knows that its ten times easier to hack a bank card online than a credit card.
lametta 0
Yes, the OP can take the credit card and pay it off with no interest within 21-30 days (depends on the card) BUT if he needs money asap for rent or bills and takes a cash advance, interest will be charged right away.
Squit_fml 16
#22 Are you ignorant, dumb or a troll? Anyways, FYL.
xivilia 0
Time to dig into your emergency savings.. You were responsible enough to start one, weren't you?