Today, after weeks of asking, I was finally given my debit card back from my parents. They’ve spent over $1000 and now I’m scared to know how much I have left. There was no mention of a reimbursement either. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, after weeks of allowing my parents to borrow money, I got a check for $2000. I took it to the bank only to find out it was fake. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, my mother asked me if she could borrow $200. Being the lovely daughter I am, I gave her my bank card to withdraw it herself. She gambled it away and maxed my bank account out. I had $1500 saved. FML
Today, I went to an ATM to see how much money I had in my account. I put the card in. It never gave it back. FML
Today, since it was payday, I figured I’d take my mom out for burgers. The bank also decided to do a random update on our debit card, resulting in my card declining three times. My mom ended up having to pay for our meals. So much for trying to treat my mom out to dinner. I’m still pissed. FML
Today, I found a gift card under my bed that I lost a few months ago for $400 to a store that went out of business last week. FML
Today, I celebrated my birthday with my family. As part of my presents, my parents gave me prepaid debit card. When I got home, I looked at it again and realized it's the debit card you get from selling back books to our university bookstore. I bought my own books this year. They gave me my own refund. FML
Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Today, my bank card was skimmed (copied electronically) and my account was totally cleaned out. I had only just got paid and don't get paid again for 4 weeks. The bank says it will take 21 days minimum to resolve. They offered me a credit card with a huge interest rate to help me get by. FML
Today, I finally picked up my new bank card after my old one was stolen. It took the bank six weeks and five separate orders to figure it out, on top of which they've charged me a rush fee. FML
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Top comments
Hangryko 32
Did you give it to them or did they steal it? If stolen, inform your bank. Even if it's possibly a joint account with your parents, they had no right to your debit card. Why did you let this go on for so long? If not a joint account, how did they know your PIN?
Marcella1016 32
On that last point, you really don’t need a PIN with debit cards anymore except for ATM withdrawals. — Online? Just enter all the card information and those 3 little numbers on the back. — Gas station or cash register? Swipe it and hit credit. Then you just enter your zip code or sign. Nobody checks the ******* signatures. Scribble with your dick and it checks out. Literally. — Restaurant? Hand it to your server, they take it to the back, then come back with a receipt for you to sign. Sign it however you want, no one ever checks that shit. I know some areas around the world like Europe have chip and PIN technology now that makes it more secure, but really, there’s gazillions of ways cards can be taken advantage of without the PIN. I do agree, though - weird that OP didn’t see any bank statements or get any warnings or alerts or anything about the card’s usage. And if it’s a debit card, you’d think OP would notice their cash dwindling down over time. My best guess is OP is a teenager, gets paid through direct deposit, has little to no bills, and parents took card as some type of punishment then abused the shit out of it. I’m really sorry, OP. Move out/get away from your parents as soon as you can, never ever give them access to your shit again, and take the lesson with you for the rest of your life - always monitor your finances!
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Comments (7)
Hangryko 32
Did you give it to them or did they steal it? If stolen, inform your bank. Even if it's possibly a joint account with your parents, they had no right to your debit card. Why did you let this go on for so long? If not a joint account, how did they know your PIN?
Marcella1016 32
On that last point, you really don’t need a PIN with debit cards anymore except for ATM withdrawals. — Online? Just enter all the card information and those 3 little numbers on the back. — Gas station or cash register? Swipe it and hit credit. Then you just enter your zip code or sign. Nobody checks the ******* signatures. Scribble with your dick and it checks out. Literally. — Restaurant? Hand it to your server, they take it to the back, then come back with a receipt for you to sign. Sign it however you want, no one ever checks that shit. I know some areas around the world like Europe have chip and PIN technology now that makes it more secure, but really, there’s gazillions of ways cards can be taken advantage of without the PIN. I do agree, though - weird that OP didn’t see any bank statements or get any warnings or alerts or anything about the card’s usage. And if it’s a debit card, you’d think OP would notice their cash dwindling down over time. My best guess is OP is a teenager, gets paid through direct deposit, has little to no bills, and parents took card as some type of punishment then abused the shit out of it. I’m really sorry, OP. Move out/get away from your parents as soon as you can, never ever give them access to your shit again, and take the lesson with you for the rest of your life - always monitor your finances!
RichardPencil 32
They'll give you reimbursement once you reimburse them of what they paid to raise you.
MovieFreak1978 11
she does not have to pay her parents for being born, she never asked to be born. they have to provide for her till she Is and adult
del 4
They chose to have a child I bet you haven’t reimbursed your parents for raising you. Parents done expect their children to reimburse them. I’d hate to be your child
del 4
They chose to have a child I bet you haven’t reimbursed your parents for raising you. Parents done expect their children to reimburse them. I’d hate to be your child
Shortgirl93 3
They chose to have a kid so that’s what they ‘paid to raise him’ is doing the bare minimum. Gives them no right to spend his money
bribenware 1
When people decide to be parents they choose to spend the money needed to raise and care for their children with the ultimate goal of them becoming financially secure enough to support themselves and lead a life of their own. A child does not need to pay them back for that. The only thing that them stealing money from the child accomplishes is to keep them from being independent. The only way I can justify a parent asking for money from a child is if they are already adults, with a job that could support them but are still living at home not paying rent or utilities. But even that should be on an agreement basis where payments are made to the parents with clear outlines as to what they are paying and why. Otherwise it would be similar to a landlord taking as much money from your bank account as they want with no explanation.
Anderling 33
This is where you need to call the cops. You did not authorize these payments and your parents need to pay up.
JackWood 21
Lesson learned, don't let it happen again. It's your card not there's. If they ask you can remind them of how much you lost last time they had your card.
Koala 4
anytime you don't have possession of your bank card you should freeze it. stolen, misplaced or otherwise. not saying you deserved it but just something to know moving forward.
DarkAngelsBlade 25
Report the card stolen, contact the fraud department, report your parents. **** them.