Today, my bank card was skimmed (copied electronically) and my account was totally cleaned out. I had only just got paid and don't get paid again for 4 weeks. The bank says it will take 21 days minimum to resolve. They offered me a credit card with a huge interest rate to help me get by. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I finally picked up my new bank card after my old one was stolen. It took the bank six weeks and five separate orders to figure it out, on top of which they've charged me a rush fee. FML
Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML
Today, my credit card information was stolen and the account locked. I'll get a new card in 10-14 days, after a planned medical trip for an increase in seizures. Without a credit card, I can no longer check into the hotel, nor access cash before my flight. The next opening is in 3 months. If I die I'm haunting you. FML
Today, as soon as I put my card into an ATM, the words "Out of Order" popped up and it would not return my card. Since I was at the bank, I got a free replacement. Trying to draw money again the second machine did the same thing and a third card costs more than what I have in my account. FML
Today, my Visa card randomly stopped working. I have no other way of getting money or paying for anything. I was going to buy next week's food tomorrow, but I guess I'll just starve instead. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, I finally paid off the massive debt on my credit card. I came home only to find that almost everything I owned had been repossessed an hour before I paid the debt. FML
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, after weeks of asking, I was finally given my debit card back from my parents. They’ve spent over $1000 and now I’m scared to know how much I have left. There was no mention of a reimbursement either. FML
Feel like sharing it with the other FML users?
Thanks, your FML was submitted, and will appear in the moderation queue soon!
Top comments
div01 2
Wont have to pay interests if you pay the bill in under 30 days no? 21 days to get ur money back then pay ^^
SaintKiwi 0
******* credit cards.
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (117)
justanotherfan 0
I work for a bank. Here is the deal. Be smart with the credit card. The only way the "interest" effects you is if you let the balance roll over the month. Don't. You have 21 days to resolve so once the 21 days is up pay off the entire credit card. Then you won't be affected by the interest rate.
curls_99 0
hahaha LOL @ #7
Glazed 0
Screw the banks, with all the over draft fees and stuff that they inflict on everyone I hope that they all shutdown
nigma_fml 0
Sounds like u need a new bank
Lula78 0
Wow that's really awful!! Hope it all works out for you.
cheese1756 0
screw them
birds_fml 7
Take the credit card, if you pay it off in full when the bill comes (about a month) you won't have to pay any interest at all.
jaybrown 0
Omg. People are saying YDI for livng check2check, but the guy said that he got ALL HIS MONEY taken. Not only the check. His ENTIRE ACCOUNT.
lizanne77 0
That's illegal. If they can't resolve it within 10 days, they have to give you provisional credit. It's called Reg E. http://www.bankersonline.com/regs/205/205-11.html
bruschix7364 0
That's y smart people keep their money in an empty hillshirefarms container...cuz the devil invented banks!