Today, I learned that my building never received my rent check. Now not only do I have to pay a $40 late fee, but also a $40 fee to stop the payment of the check that went god knows where. FML
I agree, your life sucks (14357) - you totally deserved it (1585)
On 12/15/2009 at 1:18pm - money - by Anonymous (man) - United States (Virginia)
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first !!
#1 - On 12/15/2009 at 5:40pm by nightmare1234
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like the reason the condom and the birth control failed when your parents conceived you
#4 - On 12/15/2009 at 5:36pm by Unregistered
(0)I KNOW! I HATE checks now! I had an $800 check that I sent in the mail and this guy claimed that he never got it. So I flipped out and canceled the check and then he CASHED it! He accidentally "misplaced" it. I don't know if you know but sometimes canceling a check doesn't "guarantee" that they won't be able to cash it because he bounced my account AND I had to pay a fee for 1) canceling the check 2) him cashing a canceled check and 3) a overdrawn bank account. Needless to say, I'm suing his ass cause he won't pay for any of these fees. A true FML
(0) Eighttg byndg idk in top ten woo!
but srry bout that. if you misplaced it YDI.
#2 - On 12/15/2009 at 5:51pm by CitizenSnipz
(+1)$40 fee to cancel a check? isn't it a bit expensive? and since when do you get late rent fees? that also happens to be $40.. sounds either fake, or you live in a weird place..
#8 - On 12/15/2009 at 5:49pm by marc_with_a_c
(-1)Not necessarily fake. I once had a bank that charged $40 to cancel a check. And almost every place that I've rented charged late fees if you were past the tenth of the month paying rent. Some of those places actually charged a specific amount PER DAY past the tenth. And it could be coincidental that both fees are $40. I've seen stranger things happen. :P
(0)since when do you get late rent fees? since always? my last apartment charged $40 on the first day it was late, and $10 a day after that until they received payment. i once had to pay over $100 in late fees because i thought i had paid rent and the complex didn't tell me i was late until 2 weeks later.
#18 - On 12/15/2009 at 7:51pm by diet_otaku
(+1)The fee to cancel checks vary bank to bank. Mine charges $36.
#24 - On 12/15/2009 at 8:45pm by powersmoke
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first!
#11 - On 12/15/2009 at 7:04pm by adrianlives702
(0)so.... this is just like an average occurance. whoop dee doo you got charged an extra forty bucks. now your whole life sucks... not.
#12 - On 12/15/2009 at 7:15pm by starbodies
(+1)Since whn did banks start charging $40 for cancelling checks? it's almost like overdrafting.
#15 - On 12/15/2009 at 7:44pm by tandoorichicken
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O noes, that's 80 whole dollars! Now you'll have to wait a few extra weeks to buy that big screen TV!!
Seriously though. Maybe I'm just spoiled but, 80 dollars doesn't really sound like THAT big of a deal. It sounds like it would be pretty annoying and frustrating to do...But as long as you have a decent job and are still able to eat after having to pay it, I don't think your like is all THAT fucked.
(+1)$40 is 2 weeks worth of gas money...well...at least it is for those of us who pay for our own gas.
(-1)yeah, you're spoiled. i would shit my pants if i had a surprise $80 bill. no, OP's life isn't fucked like it would be if they were being taken to gitmo or something, but it's still a really shitty thing to have happen, especially when OP didn't do anything to cause/deserve it.
#19 - On 12/15/2009 at 7:53pm by diet_otaku
(+1)Yup. You're spoiled.
$80 is enough to fill my gas tank twice.
$80 is enough to buy groceries for an entire week.
$80 is enough to get a bronchitis checkup/test at my clinic, and buy the antibiotics to clear up the infection.
$80 is enough to pay my cell phone bill for the month.
$80 is enough to pay my electric or heating bill for the month.
$80 is enough to fly me out to Missouri for my godson's first birthday.
I would do almost anything for eighty dollars. To you, it may not be much. But for those of us who are middle class or lower, eighty dollars often means that we don't have to worry about what bills we can't pay and which ones we can, and how much food we can buy for our families.
#23 - On 12/15/2009 at 8:32pm by myfriend_youfail
(+1)Here's what you do:
Wait as long as possible to pay either fee.
See if the check gets cashed.
If it isn't cashed after a few weeks, then the check probably got lost. Pay your landlord the $40 fee and move on.
If it is cashed, and it's from the landlord, send her a very disgruntled e-mail.
If it is cashed, and it's not from the landlord, call the bank to complain and see if they can track the bastard down.
(-1)your bank is gay. they shouldnt charge you for having to stop a payment. oh well fyl
#21 - On 12/15/2009 at 8:28pm by louie111887
(+1)your bank sucks. they shouldn't charge you for stoping a check. fyl bro
#22 - On 12/15/2009 at 8:30pm by louie111887
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first!
#25 - On 12/15/2009 at 9:50pm by adrianlives702
(0)every bank charges a fee for a stop payment on a check so don't start calling someone a liar unless you know what you're talking about dipshit
#27 - On 12/15/2009 at 10:34pm by Antonio876
(0)Thats why I love my hometown credit union. No fee to cancel a check, among other things.
And really, who uses checks anymore? If its a big complex you should be able to pay via card. Otherwise, pay in person with cash. That way you won't have these mishaps occurring.
#29 - On 12/16/2009 at 1:38am by RuralNinja
Isn't it illegal for anyone but the named recipient to cash a check (unless signed over to someone else)? So in that case wouldn't the bank that cashes it for the person be held responsible and therefore not your problem? If that's the case just pay the late fee.
#32 - On 12/16/2009 at 12:13pm by ncoppola
(0)doesnt is suck the fines that banks dish out?
as a safty measure, you need to cancel the check, and they make you PAY for that.
oh
but
lets bail out all the big banks
that'll work
#33 - On 12/16/2009 at 1:17pm by darienlake
(0)YDI for having a shitty bank. Stop checks are free at my credit union.
#35 - On 12/17/2009 at 4:14pm by ozymandias
