Lisa
United States
Today, I received an overdue bill for my now nonexistent car that caught fire in July. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Same thing different taste
Anonymous
Hampton, United States
Many such cases
Today, my power company notified me that one of the payments my husband and I sent last week for our overdue bill had bounced. FML
Username
France
Today, I was woken by the news that my car had been found, but was completely destroyed due to a fire. I didn't even know my car was missing. FML
Chriso
Australia
Insurance is a racket
Today, I was finally discharged from hospital after being in there for one month, I arrive home to find a letter from a debt collection agency for my unpaid car insurance premium, and another letter from my car insurer to say that they aren't covering my accident due to non payment of premium. FML
Anonymous
Burning rubber
Today, I bought a car that literally caught fire seconds after I started the engine. The dealership then fobbed me off, saying I'd driven it off their forecourt (by about 3 yards), so it was entirely my problem, but they still expect my monthly payments to be on time. FML
Anonymous
United States
Cancel culture
Today, I found out that my insurance canceled my contract, claiming I hadn't paid, even though I had. I only discovered this because I backed into a car. FML
Anonymous
United States
Bad time for insurance denials
Today, my car broke down dead in the middle of the highway. As I was unable to get it out of the road, it was impounded, and my insurance won't help. Now I'm further in debt and struggling to get to work. FML
Hoobfoob
Today, my car was totaled. It was so new, I haven't even made the first payment on it yet. FML
Anonymous
United States
Today, marks the two weeks since my paycheck should have arrived. During these two weeks, my battery has failed, tire has blown, and my phone and water bill have become past due. When I called the guy who's supposed to pay me, he said he has a note about it "somewhere on my desk". FML
Keira McArthur
Today, my car fob died on me when I was going to get donations because my house burnt down two days ago, FML
Anonymous
Brisbane, Australia
Spending spree
Today, I got a pay bonus and spend it on paying for 12 months of car registration up-front for the first time in my life, filled the tank, and got it professionally washed. After all that, I accidentally reversed into my own house, causing major damage. I have to borrow the money for the insurance excess. FML
Top comments
fistnazal 10
just because you don't physically have your car any more doesn't mean your car payments just dissapear
overrandom 4
As I understand it, even if your car gets lost in an inter dimensional portal, and you are making payments, you still have to pay it off. Same goes for mortgage payments.
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Comments (57)
TitDirt 0
Well, at least it wasn't a baby. It would suck if they billed you for an overdue baby that caught fire.
Erindub 0
You still gotta make payments. I'm pretty sure that was in the contract you would have signed to purchase said car. Didn't you have insurance?
bfsd42 20
you hit the nail on the head. Op us clearly stupid.
spaceshan69 0
yup
tana89 0
so you should have been a grown up and had insurance or at least made efforts to talk to the company charging you. stop acting so surprised that you have to pay for something that you bought.
ROFLBERRYPIE 0
YDI for spending the insurance money on crack.
iheartglasses 0
If you recieved an overdue bill, that means you got a bill previous to that one. You completely deserve this for just thinking it would all go away. After the car caught fire, you should have made sure things were worked out with your insurance/car dealer
ulicksam 0
Whoever you bought the car from isn't going to let it go. You have to pay for it. And if you're smart, you have insurance to ensure you can. YDI.
meelo88 13
not having a car doesn't mean you don't have debt!!!! sorry can't feel bad for you not being responsible
stevenmx86 8
Then you're dumb.. You either forgot to report it to insurance or, more likely, insurance didn't cover the entire cost of the car.. Either way, you still owe money on it... it's amazing how uninformed people are these days...