Today, I found out that the insurance that my husband signed us up with for next year doesn't cover any of our doctors. Now we need to find 4 different doctors who take our insurance. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I found out why my husband doesn't want me to go to the doctor. It's not because of the reasonable copay. It's because he has let 3 other women use my insurance to give birth, in the last 4 years. They are all his. FML
Today, I arrived at the doctor's to schedule surgery to find out my insurance got canceled again. I only just got it reinstated after the last time they screwed up and canceled it. It took me 6 months to get it fixed. FML
Today, my husband ran our car into a fence at work. He had to file an insurance claim, with a company we only just got with, and it's going to deplete the rest of our taxes. FML
Today, I found out that I have at least stage 3 cancer. I went on my insurance's website to get information for the doctors. I also saw "Other people who have been on your plan." My ex-wife was listed, with a new last name. She got remarried. I'm just going to let the cancer take me at this point. FML
Today, I was bounced between four different pharmacies before I could find one that would take my insurance. Apparently, which insurance I had didn't matter as much as to where it came from. Also, one of the pharmacies was on their lunch break. They end their lunch break at 2pm; we came in at 1:58pm. FML
Today, I finally got insurance after months of paperwork, and so I went to the doctor. I was billed $873 for a "consultation" that pretty much consisted of being weighed and told to "Google it." FML
Today, the only member of our family who can get health insurance is our dog. FML
Today, I’ve had to spend $300 out of my savings account for my doctor's appointment to get another 90-day supply. Health insurance is way too expensive, as I'm a student and work part time, and haven’t had luck in finding a job. How am I supposed to save for a car in the meantime? FML
Today, I woke up to the most excruciating pain in my jaw. No dentist that takes my insurance has any openings, and the one doctor I can see to get antibiotics isn’t in. FML
Today, I had a procedure that should have been covered by my health insurance, but while I was there, I asked the doc to sign a prescription for an unrelated thing. This apparently turned the insured procedure into a consultation, so they charged me full price for the procedure, over $15,000. FML
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Top comments
yerawizardlizzy 27
That's Insurance 101: Always check the provider list. Did you not discuss your options beforehand? That's something that affects both of you (and any children you might have) so both of you need to be actively involved.
Rawrshi 25
May the odds be ever in your favor.
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Comments (20)
Midnitethud 3
"If you like your doctor, you can keep your doctor!" lol, liar.
Rawrshi 25
May the odds be ever in your favor.
GhostFox 34
You may be able to get it changed by filing a complaint, if you got it through the marketplace and they didn't check if your doctors actually took that insurance or outright lied about it. Just look into it, you may find some way to get a different plan.
yerawizardlizzy 27
That's Insurance 101: Always check the provider list. Did you not discuss your options beforehand? That's something that affects both of you (and any children you might have) so both of you need to be actively involved.
cuz803 46
Good luck OP. May you overcome these tough odds
RichardPencil 32
You won't have that problem when Trump comes in. You won't have any insurance and will have the freedom to choose any doctor who accepts cash. Isn't that great again?
thesmeagol 22
More like cheaper premiums once the "unaffordable care act" is revitalized into a useful system
core01 30
How'd that work for ya? Double digit unemployment.
Love_L0ST 13
Welcome to real life
Dat_Class_Tho 26
That's definitely something your husband should have checked before signing the papers. But it also irritates me how greedy doctors can be. The only reason they don't take lower end insurance is because the policy doesn't allow them to charge more than $100 for a very basic visit. Really? You spent all of five minutes out of your day to take my blood pressure and tell me that the symptoms I thought were a sinus infection are in fact a sinus infection. And you think that 5 minutes (and only telling me what I already know) is worth MORE than $100?
trucker2 33
I pay 175.00 just to sit in the waiting... The cost is getting to be ridiculous
poppyseed22004 1
I would recommend calling your doctors and see what insurance they take and assuming you have insurance through the market place you can either call or go online and change the plan. You have until December 15th to pick or change a plan so your insurance starts on Jan 1st. I used to work at a call center for the makers place