Today, I found out my bank account was in the negative because my work gave me a check that didn't clear. I went to my bank to get a statement of charges so my job could reimburse me. They told me requesting a statement costs 8 dollars, which I don't have because my account is in the negative. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I found out my bank charged me $50 for not having any money. Way to go bank, way to go. FML
Today, I got a call from my bank, saying that the cheque I deposited in my account bounced and my account is now -$2900. The cheque was from a work-at-home company, who asked me to deposit the cheque, then send them some of the money through Cash App to buy office supplies. They won’t answer their e-mails. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, getting home from a long day at work, I checked the mail and saw three envelopes from the IRS. Apparently I now owe over $4,000. I only have $2 in my bank account. FML
Today, I got a text from my bank saying that my chequing account is below the threshold amount, and that they will have to charge me if I don’t deposit money soon. FML
Today, I helped a stranger exchange 3,000 Argentinian pesos for US dollars through my bank. They gave him $3,000. The exchange rate is close to $195. My bank realized their mistake and now my bank account is -$2,805 expecting me to pay it back. All this happened before my recent paycheck came in. FML
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Top comments
Scamandius 0
You don't have 8 bucks in cash?
lendahandmanda 0
do you bank with chase? because they're a load of bullshit. I hate those assholes. but, that sucking sucks. also, you don't have online statements? cause if you did you could just print them out from home...
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Comments (82)
lendahandmanda 0
do you bank with chase? because they're a load of bullshit. I hate those assholes. but, that sucking sucks. also, you don't have online statements? cause if you did you could just print them out from home...
lolorly 0
o.o I've never had a problem with them. Assumptions "sucking" suck.
lynn_xoxo 0
You don't have 8 bucks in your wallet. That's a little sad and YDI for keeping it ALL in the bank.
jor_el_23 0
wow that really does suck and that sounds like a load of horse shit fyl
lynn_xoxo 0
Because he shouldn't be putting all of his money in the bank, he has to have some money with him. I mean really,he doesn't have 8 bucks??
Cupcaken 0
Lend the money. There must be someone in your life to lend you 8 dollars.
SirCharles83 13
25- some people, like myself, rarely carry any cash on their person.
Scamandius 0
You don't have 8 bucks in cash?
masri_fml 0
seriously u dont have 8 bucks ?!?!?
beachgirl199661 0
I know right? correct me if I am wrong but this sounds really unlikely
rightsaidred 3
I don't have $8 in cash right now. I rarely have any cash except my laundry change.
saaaammmmm 0
I haven't found it to be that uncommon. I rarely use federal reserve notes since everywhere I go accepts Visa. I've worked as a cashier and had quite a few customers get caught when their credit card wasn't working and they had no other way to pay. One good thing about paying with cash is you notice how quickly you are spending your money.
MXavierT 0
Agree with ^. Credit/check/bank cards are so much more convient than counting cash that it's actually getting very common to see people just putting it all in the bank. It's also much safer. Good luch drying off a 50 after you drop it in a puddle. And have fun getting back the money you left on the bus. With a credit card, just pay a few bucks penalty and get a new card. You'll make the penalty back in intrest eventually anyway.
fudrick 0
#47, bills are made of cotton and linen, not paper, abd therefore dry quite nicely. Have you ever even gotten a bill wet?
MXavierT 0
Yes, and it doesn't turn out very well actually. You're absolutely right about the cotton thing, but soggy bills tend to stick together very snugly, and it tears much much easier. You're right, but I feel the need to sound like I know what I'm talking about. :P
riax 9
The problem is op doesn't have $8 at all. Have some of you ppl never heard of saving ffs
Butterbuns 1
Were they paying you under the table?
Intoxicunt 6
Don't bank with Regions. They sent my checks, debit card, and statement with both account numbers to an address I have never lived at, and most certainly did NOT specify on the paperwork. Oh and since no one lives there now (thank god it's not already sold to a new owner), it sat in the mailbox for like two weeks. AND, the mailbox fell over revealing the easily recognizable check box. -_-
iDollFace 0
my account is in the negatives but that's because someone stole my check card and spent over $500.
Newbie21 1
oww FYL # 5
frostie 0
"tinaburrito" just borrow $8 from a family member or from a friend. And if no such luck ask your workplace to give you $8 since their the main cause for that negative balance.
ImaginaryFoe 1
If the OP's paycheck is bouncing, $8 may very well be out of her range. But didn't the bank send you a letter stating that your account was overdrawn or that a check had bounced? I believe they are required to by law.
Lala123_jbaybay 0
your screwed:D have fun!
yazdmich 1
Come to Canada, we have way better banks.
TofinoBitch 0
Banks in Canada suck just as much. I just had to pay $40 to cancel a cheque I wrote that was worth only $30, because the bank where the receiver deposited the cheque lost it.
connorpwns93 0
why wouldn't you just not cancel the cheque and save yourself the ten bucks