Today, Geico called to tell me they were canceling my insurance. Someone I don't know got pulled over for drunk-driving and the police wrote down my license plate number instead by accident. Although the DMV says they cleared everything up, Geico still won't believe it wasn't me. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I hit someone’s car and got arrested for a DUI. I had to tell my parents so they could remove me from the insurance. My mom's response in the background after I told my dad was "I knew it." FML
Today, I got into an accident and my car was totaled. My friends then took me out to a bar for a drink to make me feel better. It appears that the police officer I'd spoken to had kept my I.D. by mistake and I couldn't get into the bar. FML
Today, I found out that my insurance canceled my contract, claiming I hadn't paid, even though I had. I only discovered this because I backed into a car. FML
Today, I got called out of class to talk to some cops. Turns out my car was involved in a hit and run accident, while I was in school and there was no possible way it could have been me. But since they have no one else, it's my fault. FML
Today, I was pulled over for a DWI. The police officer was drunk. FML
Today, I had a rude awakening after a traffic accident the day before. I'd fled the scene to avoid having to pay hefty damage fines. I would have gotten away with it too, if my license plate hadn't fallen off and incriminated me. FML
Today, I got a speeding ticket. I couldn't find my insurance card, and the cop was very nice. He said not to worry about it, that I "looked like someone who had insurance." I'm not sure how to take that. FML
Today, we got a call saying there was a police report filed against us, after my car got hit while I was at work a few days ago. They lied about everything, and now my insurance is dropping us FML
Today, someone drove into my car at an intersection and drove off. Luckily, I got the car's registration plate and called the cops on them. Turns out, it was my boyfriend's brother's girlfriend, who was illegally driving without a license. Now everyone's mad at me for getting her in trouble. FML
Today, I called 911 to report a drunk driver. The operator yelled at me for following the guy and told me to get off the phone because I shouldn't be driving with a phone to my ear. FML
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Top comments
MidnaLink 35
You'd have to be THAT blind to accidentally write a completely wrong plate number. That officer, or even better a superior, really needs to talk to whatever person at Geico doesn't believe you.
jessicasoho 13
Something like this happened to me. If GEICO dropped you then so be it. You need insurance. Get new coverage. If you have a long and good history it was likely an automated procedure that happened that involved no human intervention. Work it out and they should reinstate you and cover costs of your current insurance as credit. Least, thats what happened is my situation. They covered 6 months of insurance payments just to bring me back on (this wasn't Geico btw).
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Comments (17)
Tarlachia 33
Geico is notorious for that sort of flightiness. Go with USAA, if you have any family (parents, uncle, aunt, etc) that are or were military, that you can use to be eligible. I've found USAA is cheaper than Geico to begin with, and the coverage just as good, if not better. Best of luck, OP!
MidnaLink 35
You'd have to be THAT blind to accidentally write a completely wrong plate number. That officer, or even better a superior, really needs to talk to whatever person at Geico doesn't believe you.
Bridger Walczynski 12
they should have had to have taken a drivers license number too, that should have made GEICO think twice also realizing it wasn't them...then again I had issues with GEICO too
jessicasoho 13
Something like this happened to me. If GEICO dropped you then so be it. You need insurance. Get new coverage. If you have a long and good history it was likely an automated procedure that happened that involved no human intervention. Work it out and they should reinstate you and cover costs of your current insurance as credit. Least, thats what happened is my situation. They covered 6 months of insurance payments just to bring me back on (this wasn't Geico btw).
Lobby_Bee 18
That's how insurance do business. Use every excuse to raise your rates for profit.
RichardPencil 32
GEICO is too busy making commercials and raking in money to actually serve policyholders. The gecko "It's what you do" I just saved 15% by switching to GEICO Etc, etc.
pjsr 33
From their perspective, it probably looks like you got a DUI, but than got a friend to get the ticket dismissed. FYL but it probably happens that way far more often than a mistake.
evilplatypus 39
You're better off without them anyway. Geico is insanely expensive and has horrifically crappy service. Just be glad you weren't in an accident with them - I have heard some truly horrific stories.
evilplatypus 39
You're better off without them anyway. Geico is insanely expensive and has horrifically crappy service. Just be glad you weren't in an accident with them - I have heard some truly horrific stories.
Shikkari 4
Call them and complain, have them contact the DMV if needed. These things do happen but it can be fixed.
midabe01 5
Geico. 15 seconds can **** you over 15% or more.