Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, I found out my bank charged me $50 for not having any money. Way to go bank, way to go. FML
Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML
Today, I overdrew my account and ended up paying an extra 35 bucks for a 1.99 item. It was an application on the iPhone that is supposed to help me keep track of my money. FML
Today, I got a text from my bank saying that my chequing account is below the threshold amount, and that they will have to charge me if I don’t deposit money soon. FML
Today, and for the third time this week, my bank manager called me to tell me that my account is still overdrawn. He doesn't seem to understand that my wages always get paid at the end of the month. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, I found out my bank account was in the negative because my work gave me a check that didn't clear. I went to my bank to get a statement of charges so my job could reimburse me. They told me requesting a statement costs 8 dollars, which I don't have because my account is in the negative. FML
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Top comments
ImaginaryFoe 1
I've been there so I can say from experience that it is 100% your fault. If you had the cash, you should've dropped it into your account before cheques came in. Also, why didn't you just deposit $20? Then you'd at least have $60 in your pocket. If you've never overdrawn your account before, you could ask the bank to reverse the fees as a one-time courtesy.
kiwi00 0
Time to start hookin'.
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Comments (70)
domosumo 0
$90? Mine charged me 5c for going $35 into overdraft. Dispute it.
aback 5
Don't get overdrawn! Go on direct deposit. If you get $38.50 deposited, round it in your checkbook to $35.00 or $38 even if you've got no self-control. Always let yourself think you've got less available than you actually have. It'll build up and you'll have automatic bounce insurance and not have to pay those insane fees.
jrsoccer1900 0
dude that sucks
Nitial 6
That's because you're in Canada.
emmanizzer 6
dude i'm sure he knows how to spell financial. it's just one typo, doesn't mean he needs spelling classes. i have typos all the time, especially on my iPod
yourlifesfucked 0
Thanks emmanizzer. Saved me the trouble of bitching out an e- douche. =)
sweetcheex666 6
Meh, your only ten bucks out. Not the end of the world.
Terezi 0
Holy hell, where did you learn to do math?
sweetcheex666 6
Haha smartass
korsountseva 0
us canadians also ride polar bears. and live in igloos. jealous yet?;)
InsaneGenius 0
Some banks will give you a loan to cover the bounced checks and all the fees associated. They don't give you the money; they deposit it into your account to bring it current. They then take a payment out monthly until you have repaid your loan.
beks1232 0
TROLLIN!
devileyekill 0
Yes I am, now why don't you ice skate your ass back up to your log cabin and enjoy that ten month dead period?