Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, I found out my bank charged me $50 for not having any money. Way to go bank, way to go. FML
Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML
Today, I overdrew my account and ended up paying an extra 35 bucks for a 1.99 item. It was an application on the iPhone that is supposed to help me keep track of my money. FML
Today, I got a text from my bank saying that my chequing account is below the threshold amount, and that they will have to charge me if I don’t deposit money soon. FML
Today, and for the third time this week, my bank manager called me to tell me that my account is still overdrawn. He doesn't seem to understand that my wages always get paid at the end of the month. FML
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, I found out my bank account was in the negative because my work gave me a check that didn't clear. I went to my bank to get a statement of charges so my job could reimburse me. They told me requesting a statement costs 8 dollars, which I don't have because my account is in the negative. FML
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Top comments
ImaginaryFoe 1
I've been there so I can say from experience that it is 100% your fault. If you had the cash, you should've dropped it into your account before cheques came in. Also, why didn't you just deposit $20? Then you'd at least have $60 in your pocket. If you've never overdrawn your account before, you could ask the bank to reverse the fees as a one-time courtesy.
kiwi00 0
Time to start hookin'.
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Comments (70)
GuessWhatKids 13
What an absolutely insightful remark! Thank you for your sage-like wisdom, Mr. Boners.
Amanda_Cait 0
You deserved it?? Pay attention to your bank account, silly!
samadams42 0
is ur last name dumond? you look a lot like my cousin haha.
iliketurdles 7
What kinda surname is 'Dumond'? hahahhahahahahahahahaha -- I did it before any other troll could. Don't judge me. Nothing personal dude, I have an even more weird last name.
ImaginaryFoe 1
I've been there so I can say from experience that it is 100% your fault. If you had the cash, you should've dropped it into your account before cheques came in. Also, why didn't you just deposit $20? Then you'd at least have $60 in your pocket. If you've never overdrawn your account before, you could ask the bank to reverse the fees as a one-time courtesy.
zowieandzander77 1
YDI simply because this FML is SO poorly written. Go back to school!
cheeksMcgeeks 3
You grammar/sentence structure Nazis kill me.
SirEBC 7
I've never heard of a sentence structure Nazi..
zowieandzander77 1
really..." I paid in my last 80 dollars" doesn't hurt your brain to read?!?!
cheeksMcgeeks 3
@44 Honestly? No it does not.
emmanizzer 6
maybe grammar nazis kill you but bad grammar kills us. so it's lose lose for everyone
cptmorgan15 2
I'm with you mimi. I didn't realise it until then either. Now it bugs me.
Lopee069 4
haha
zargon 1
If that's $90 for a single overdraft, get a new bank. That said, I understand falling on hard times and not having enough money to live on, but YDI for trying to spend money you don't have. It makes things even worse for you, so there's no excuse. This FML actually reminds me of an ex-girlfriend of mine. She overdrafted her accountonce every week or two and always blamed the bank for her failures.
angelofmusic89 11
This right here makes me very glad my bank doesn't do overdraft charges! YDI though for not being able to handle a budget.
TurkeyBaconLovin 0
hahahahahhaahhaahaahahahhaahahah
TurkeyBaconLovin 0
ahahahahahhah
MyChemical_fml 0
Did you just reply to your own comment..? That's sad tbh. Hahahaha
MyChemical_fml 0
Ahahahahhahah
persianjr1 7
that sucks
Shootamonkey3 0
Hahaha win! :D