Today, I received an email from my insurance company about a claim that happened over a month ago when I hit someone from behind. I was very apologetic and stated it was my fault, and now they're trying to claim replacement vehicle costs. I was going under 10mph and their car only had a scratch. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, for the 2nd time in a month, I've been rear-ended at a stop light. One insurance company refuses to pay because of prior damage from the 1st accident, and the other won't pay because of new damage not caused by their client. I just want my car back. FML
Today, I went to my insurance company to deal with some paperwork. One of their employees backed into my car before I made it into the building. FML
Today, after 2 years of paying off the insurance fees after an accident, I got rear-ended. It was the same driver who crashed into me the first time. FML
Today, I got into an accident and my bike broke. My insurance expired 5 days ago and the accident wasn't even my fault. The lady was on the phone and on the wrong side of the road. She's threatening to sue me even though her car is in better condition. There are no witnesses and no cameras either. FML
Today, I found out that my insurance canceled my contract, claiming I hadn't paid, even though I had. I only discovered this because I backed into a car. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, I went to get insurance and I have a non-fault third party claim and yet my insurance has gone up. I wasn't even in the car when someone hit it. Why have I got penalised? They claim I'm now "statistically more likely to get in an accident." My car was parked. FML
Today, my sister got her car insurance quote in the mail. You would think it would go way up after being charged with reckless driving. It went up $1 per month. My insurance went up $100 per month after I tapped someone's bumper a year ago. I wasn't even charged. FML
Today, while driving to work, some asshole stopped sharply on the 60 mph highway because he almost hit the car in front of him. Even with maintaining my distance, and slamming on the brakes, I still ruined the front end of my car on his dented bumper. I haven't even had the car for a year, and I'm still the one at fault. FML
Today, my mom's boss reversed into my parked car. She expects me to say that it's my fault so she doesn't have her insurance increase. FML
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Top comments
ohsnapword 21
This is what insurance is for. Let them fight it out.
Inkoseh 33
If their car was totaled, there should be a police report. Claiming for a car accident a month down the line is something your insurance company needs to deal with, as insurance companies need to be called right away. Prove you were somewhere else during the time they stated their car was 'totaled' as they do need to give a date and time. If they state the original date of the accident, your insurance company needs to again, deal with it as it was not reported in a timely manner.
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Comments (16)
TheSminty1 17
Here where I live, if you admit fault the insurance will refuse your claim. Also, never leave the scene until you have taken enough photos of the scene.