#5 and #6 seriously, if you are that judgemental about people who's parents paid for their college, clearly you didn't learn much either. If you are lucky enough to have your parents pay for your education, which often you'll find they are happy to do for you, why on earth would you turn it down? Learning about how to cope with money starts with understanding when to seize opportunities that keep you out of debt. It's just ignorant to generalise and say that they are all spoilt and unable to cope with money. A lot of people who pay for their own education live at home, that doesn't necessarily imply that they can't live on their own or manage a budget. So think a little before you call them "rich brats", some of them are just well off, or have very generous parents.