Today, I was bombarded with phone calls from debt collectors. After some investigation, it turns out my grandma, who has dementia, has been going into our mailbox and throwing away the outgoing mail because it wasn't addressed to her. I'm now apparently 3 months behind in payments. FML
redvolvo23 tells us more.
First of all ... My grandma was throwing away my outgoing mail, I own rental properties and I pay with money orders so I'm always right on my bank account, a lot of my payments are the same every month I never gave it a thought to double check, cause it's like clockwork. Even had I written checks my statements come quarterly. I keep copies of my money orders thankfully. As for my grandma we didn't realize she was this bad...
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
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Top comments
joawmeens 7
How do you not realize you haven't been paying bills? Pretty sure I'd notice that I had a lot, or ANY, money in the bank.
angelitared 27
Online banking! Reality! Get w it!
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Comments (123)
rmoman007 7
Keep a better eye on her
ni0ve 9
because u only pay ur regular monthly bills when u are billed? ydi for being irresponsible
Zebediabolical 45
FYL, OP. Assuming you pay with checks, stop payment and reissue. It's not like the money is removed from your account. Just reissue the checks and drop them in the mailbox on the corner to keep gramma's grubby hands off them. That'll clear everything right up. If you're sending cash, YDI.
jeepers_1 21
Money orders...
Zebediabolical 45
Money orders are also cancellable and replaceable. So long as you keep your copy of the receipt.
jeepers_1 21
Not saying they aren't, simply saying there was an alternative to what you stated
locazanna 4
I was going to write a comment but everyone else said it all for me.
mfayem 15
You didn't notice a sudden lack of bills for 3 months?!
dougierocks 13
The incoming bills would have shown the previous payment wasn't received... Even if they didn't check their bank balance.. More likely, they saw that they had money in the account and spent it.
underthesea12 24
ydi.. you should know what you owe
eliotar 6
Couldn't you... put your grandma in a home? She does have dementia...
ginawater19 13
My aunt had dementia and its actually a lot better to not put them in a home. Their last dying days are pretty tough and they only remember certain people towards the end so if you put them somewhere out of their comfort zone they will freak out.
jeepers_1 21
My grandfather was put in a home for his dementia along with other things and he actually ended up dying sooner than he would have otherwise (I know this because as soon as he left home he started to completely forget who people were including his wife and children, so he went downhill from there)
Lieve0508 1
You didn't realize you had no bills coming in, and no money going out???
iluvferrets 13
Everyone keeps mentioning checking his bank accounts. Maybe he used money orders.