Today, I frantically told my parents that my bank account had no money. Turns out, they took the $1,600 I had saved up from a summer job and invested it in penny-stocks. I was grounded because they were "doing it for the family," and I'm being selfish. They also had lost it all in a matter of days. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I found out that my parents are 28,000 dollars in debt and that my bank account has $27.17 in it. They took my money to help pay their debt. FML
Today, my mother asked me if she could borrow $200. Being the lovely daughter I am, I gave her my bank card to withdraw it herself. She gambled it away and maxed my bank account out. I had $1500 saved. FML
Today, I was worried because it's July and I still haven't found a summer job, despite applying to 50 places. It was fine, because I remembered my savings account. I told my parents. Instead of being relieved, they said they're going to take the money from me for being lazy, and using it for my tuition, despite promising to pay for it. FML
Today, I found my checking and savings account to both read $0.00. My parents transferred all my money to theirs because "I'm irresponsible, and not fit to handle money." I'm a 3.8 college student and have a full-time job. They are currently unemployed. FML
Today, I checked my bank account that I've been saving money in since I was a kid for college. I have $100 left out of the $10,000 I had last month. Apparently my parents thought buying a pool and an HDTV for themselves was more important than my college education. FML
Today, I learned that my dad invested my entire college fund into some shady internet stock, despite my dire warnings about being careful. He told me not to worry as he'd done some research, and he guaranteed everything would be fine. Two hours later that same stock dropped almost 75%. FML
Today, I discovered that my parents rooted through our house looking for junk to sell at a garage sale. They sold all of my books from my bookshelf. When I freaked, out my mom said 'well you never read them'. There was about $300 hidden between the pages of those books. They made $60. FML
Today, my father stole the money I'd saved up by working and spent it all gambling. I'd saved it up for a year for a new car. FML
Today, I had to dig into my savings to help my parents pay for their divorce. FML
Today, I found out why I haven't been getting my bank statements for the past couple of months. My parents have been hiding them from me, because they've been stealing from it. FML
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Top comments
meggieeeee92 27
How did they get access to your account? And doesn't the bank notify you when you take out a large amount of money? Your parents are ****** up and should be paying you back for their stupidity.
ahippienamedrae 10
That sucks, OP. Maybe you can get them to pay you back eventually ):
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Comments (151)
allplayedout 20
Until you can get an account they can't access (whether by turning 18 or by removing their access to/creating a new account if you already are 18), don't even bother opening one. It may be insane, but you don't have legal rights to your money while you're a minor (unless it's part of a trust or estate or something but that is completely different and still doesn't necessarily mean that you can actually use the money until you hit a certain age). If your parents are authorized on your account, or if it is connected to theirs, the bank is going to tell you to piss off if you say the money was stolen. Any basic account can have deposits made by outsiders, if that was their argument. Never, ever let anyone have access to your money. Hide it, bury it, anything else. Parents already regularly ruin their kids' credit, don't let them steal your earnings too. Source: the legal profession in which I work
Hiimhaileypotter 53
Thankfully my parents never did anything like this with the account they had to be on (since I was a minor), but when I turned 18 I had to create an entirely new account for some reason. Even with them there, we couldn't get their names off the account; the bank wouldn't let us. It was unnecessary and annoying, but I feel better with my money in accounts that only I can access.
tnf0920 9
If they had access to your account then ydi..no one should have access to your bank account but you.
midjigirl 13
As has been stated many times before, OP is probably a teenager. Teenagers aren't allowed to have their own bank accounts, only joint accounts with their parents.
ltklusa 2
Im pretty sure if your over 18, then it's illegal
nialls_girl 13
Sorry, OP! I would have their name off of your account so they can't do that again. :(
motoikkyu 13
No one can break your heart like family. You must feel very betrayed. Don't let this violation of your trust change who you are as a person. You can make more money, but it's hard to cure bitterness. As for your family, it's possible to love and cherish someone and absolutely refuse to let money be involved in the future.
Axipiter 24
OP, is your name Jack Johnson? (To anyone who doesn't know, he's an NHLer who was essentially robbed by his parents).
DanielleinDC 34
Pretty sure what Jack Johnson's parents did went way beyond penny stocks. And it's a compelling argument why you don't let your family handle your finances.
Axipiter 24
Yeah, that was just flat out ******. I know it's WAY above and beyond just penny stocks, so not saying OP is LUCKY... But it definitely could've been much, much worse.
underlord326 9
Family will never pay you back man. trust me I'm still waiting for my parents to give me 3500 that they owe me
Pixiecrack 11
guess it's time to invest in an individual account
mkstar13 13
your parents are retarded
ELoni_fml 25
That's actually theft, notify the police