Today, and for the third time this week, my bank manager called me to tell me that my account is still overdrawn. He doesn't seem to understand that my wages always get paid at the end of the month. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, my bank overdrafted my account to pay a bill that isn't due until next month. When I called them, they said they would fix the mistake, but I have to restore the account to zero before they'll give me my money back. So, I have to pay for my own money with the money they won't give me. FML
Today, I was overdrawn $15 at the bank. I paid in my last $80 in cash, only for them to inform me that I've been slapped with $90 in overdraft fees. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I went to deposit a check, only for them to accidentally deduct the whole thing from my account. I didn't notice this until I went to buy groceries, after the bank had closed. I'm in negative numbers and will get an overdraft charge by the time I can get it fixed. FML
Today, after calling my bank to see where my paycheck was, and waiting on hold for my entire lunch break, my boss told me she forgot to submit my deposit. I was relying on that money to pay for lunch today as I used all I had for bills. Looks like I eat tomorrow. FML
Today, marks the two weeks since my paycheck should have arrived. During these two weeks, my battery has failed, tire has blown, and my phone and water bill have become past due. When I called the guy who's supposed to pay me, he said he has a note about it "somewhere on my desk". FML
Today, I found out the paycheck I deposited on Tuesday bounced. This means that the checks I sent to my landlord, the electric and gas company and my mom will also bounce. When I told my boss, we got into an argument over bank fees and he fired me. I had thumped him, though. FML
Today, my work informed me that they didn't process my pay in time, so I won't get paid until the end of next month. I have less than £10 to last me until then. FML
Today, I went to the bank to find out why I still haven't gotten my refund for when the ATM gave me a cash dispenser error and cancelled the transaction, but the money was taken out of the account anyway. The error happened on Friday of last week, it's Wednesday. FML
Today, after not receiving my paycheck for over a month, I confronted my boss about it. His response? "You still work here?" FML
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Top comments
bumg6186 3
If you know exactly when your paycheck hits your account, why are you spending money you know you don't have? It happens on accident every now and then, but it sounds like this happens a lot to you.
lilfuzz409 0
ydi for being dumb and not knowing how to manage an account. I work at the bank and you're one type of customers I can't stand.
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Comments (21)
frikkinhannah 0
...what?
katheriine_fml 0
I don't get it -.-?
Jazaray 4
I don't get it either.. Thanks, Jazaray
starberries 0
You "still" don't understand that the bank manager is not your daddy. You owe them that money and you have a responsibility to get it right away.
sophielove23 2
Then don't overdraw your account. Even if you're "still" getting paid.
Shadowninja20 16
wow that happens to me alot try giving him a wage chart showing when you should get paid if it happens again
Shadowninja20 16
or if the wage chart doesn't work just don't overdraw
deathtothepix 26
Time to start budgeting
luckylucas26 9
Perhaps you dont understand that your account is over drawn and not to do that...
bleeping 5
Hahaha! I think you're correct in your suggestion.
ElricMustang 23
YDI, stop using money you don't have yet, even if you know it's coming at the end of the month.