Today, I got another in a year-long string of threatening letters about my late mother's credit card bill. I've called the credit company repeatedly to settle the account, but they won't talk to me because I'm not authorized to access it. Hope they have a Ouija board. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I received a call from a collection agency. Since I had no clue, I was ready to file a police report for stolen identity. I then called my mom only to find out she has been opening new credit cards with my information for 3 years and not paying them. My credit is ruined and I'm only 21. FML
Today, I've been being harassed by a collections office for over a month. Every time I try to call them back, no answer. My bank froze my accounts over it. I finally got an answer today. Not only did they have the wrong person, but I have no idea who the claimant is. The bank knows, but my accounts are still frozen. FML
Today, I found out my identity was stolen. The person got credit cards in my name and didn't pay the bills, which has ruined my near perfect credit. The worst part about all of this is that I can't turn the person in. It's my mom, and sending her to jail wouldn't really work out for anyone. FML
Today, all of my credit cards were frozen due to fraud. The culprit? My own mother. She rationalized it by saying I "owed" her for raising me. She didn’t even raise me. My grandma did. FML
Today, and throughout the past week, my electricity, water, cable, and Internet were progressively shut off. Why? Because my deranged mother-in-law has been stealing the money orders I use to pay my bills out of my mailbox. She also stole the late notices because she didn't want me to be "mad". FML
Today, I got a call from the bank, telling me my mom's company is going broke. She's been on holiday for a month, and I had been appointed to manage it. FML
Today, my nosy mom opened my mail and saw how much I have in my account. She confiscated my debit card because she’s convinced no one could save that much working part time at Burger King and is demanding I confess where so much money came from. I'm moving out. Fuck her. FML
Today, the bank called to ask when were we going to make the mortgage payments for our family home. We were several months late. I had been transferring my mother the cash to make the mortgage payments after she lost her money gambling. She absolutely promised she would stop several months ago. I guess she lied. FML
Today, my credit card information was stolen and the account locked. I'll get a new card in 10-14 days, after a planned medical trip for an increase in seizures. Without a credit card, I can no longer check into the hotel, nor access cash before my flight. The next opening is in 3 months. If I die I'm haunting you. FML
Today, my daughter, whom I consigned a credit card for, told me she was in a bit of financial trouble. It turns out that she was trying to pay off her credit card with the same credit card her bill was for, and couldn't figure out why it wasn't working. FML
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Top comments
Heteroscodra 8
Won't a death certificate help in this case? Either way, I'm sorry for the trouble they're giving you about it.
anarchy_dropzz 11
If they don't want to help you, then don't pay the bill. Ignore them.
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Comments (30)
missnettymarie 25
A very similar situation happened to my mother when my step dad passed away. She is a very strong woman who never shows emotion and it took her having a mental breakdown over the phone with Visa just to get the situation handled because they were just refusing to listen.
TMO2142 25
Its not your bill.
vahelius 0
From everything I heard you don't have to pay off the credit cards of a deceased family member. When my dad died he had a lot of credit card debt and our lawyer just said ignore it. The credit companies still called a few times but they were referred to our lawyer who fixed everything. Apparently, they don't have to stop until you tell them to and they can trick you into paying it saying you have to pay it and even take your money and it's not illegal.