Today, my generosity towards friends, family, artists, Patreon, and Twitch streamers has left me on the brink of financial instability. I was counting on ROI to keep helping others, but now I need to set firm boundaries. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, after I donated $250 to an influencer promising "insider truth" streams, he vanished overnight, channel gone, comments disabled. I called friends for a loan but they're dealing with their own bills. I skipped lunch for two days and now my car payment is overdue. FML
Today, I woke up feeling out of step with life. Work owes me money for 6 months-worth of projects I did. I collected loans to take care of my sick dad and manage myself, and now my bosses are refusing to pay what they owe, so my account balance is blank. FML
Today, I gave over $100 to my online friend in presents for Christmas, only to find out he can't use any because of his strict parents. FML
Today, my company is doing so bad that I had to take down my symbolic first dollar so that I could buy a roll of crackers for dinner. FML
Today, I spent my remaining cash on a doctor's visit, only to find out that at the age of 22, I'm getting major health problems brought on by stress. I came home to relax, only to find out my roommate can't pay his rent, and needs me to cover for him so we don't get evicted. FML
Today, I had to dig into my savings to help my parents pay for their divorce. FML
Today, I donated money to a gaming streamer I like(d) who's been struggling. He later yelled at me and timed me out for "derailing the stream" with "dumb" questions. Then I found out a troll community that follows him doxxed me, and people are dunking on me and calling me "retarded" on social media for donating. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I was notified that my work is cutting my pay almost in half. I just renewed my long-term lease on an expensive apartment because I was able to afford it before this morning. Now I have no idea how I’m going to pay for it. FML
Today, after I took off a week from work to grieve the loss of my girlfriend, who was very sick and passed due to natural causes, my paycheck suffered because of that and last night, to avoid going back to hard drugs, I went out to the clubs where I blew the only 250 bucks I had on strippers and drinks. Now I have 0 bucks for rent. FML
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Top comments
core01 30
People will take everything from you with no intention of ever giving back. Be prepared for strong backlash when the boundaries are set. You'll feel isolated and alone, but it's the only way to get back to solid footing.
Nico Noppe 10
Return on Investment on Patreon and Twitch streamers... How exactly did you think that would work?
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Comments (3)
core01 30
People will take everything from you with no intention of ever giving back. Be prepared for strong backlash when the boundaries are set. You'll feel isolated and alone, but it's the only way to get back to solid footing.
DLBL 23
When I was young and someone asked to borrow money, I'd say, "Oh man, I was going to borrow money FROM YOU!"
Nico Noppe 10
Return on Investment on Patreon and Twitch streamers... How exactly did you think that would work?
Lost Reggie 22
Those aren't the investments.
juggalo2 22
ROI on what? Surely you weren't expecting an ROI on generosity. Most investments have done quite well in 2025. US stock market's at an all-time high. Budgeting is a critical skill when you are living off of investments rather than a steady income.