Today, I lost my dream house because my mortgage advisor, who I literally paid to take care of the complicated legal stuff, fucked up at every stage until the seller just sold it to someone else. My advisor admitted I'm his first customer, and that he didn’t think it would be this hard. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I was supposed to close on a house. Unfortunately, our lender decided that they couldn't finance us and denied us a loan, after 3 months of us digging up paperwork, saving money, and packing. Now we have to scramble to find a new place, while our insane landlady screams at us. FML
Today, my great aunt left me her house in her will. She probably thought she was doing something nice, but unfortunately she has no head for practical matters and ownership included both her mortgages, so by the time I sold her house and paid the mortgages, I’m now £140,000 in the hole. FML
Today, I met with my realtor to close on a house for my boyfriend and me. While waiting for my boyfriend, I got a text message from him saying he was breaking up with me. I had already signed the papers on our house. Now I'm responsible for a mortgage that I can only afford with his help. FML
Today, I submitted an offer on a house. I got a call a few minutes later saying that it had collapsed. FML
Today, my partner and I went to the inspection of a house we wanted to buy. The whole roof was illegal. This is the second time our realtor has shown us a house with major issues. FML
Today, I bought my first house, blowing nearly all my savings on the deposit. I had left myself enough for just a couple of necessary bits of furniture. It turns out the previous owner completely stripped the house when he left, taking the oven and even the toilet with him, amongst other things. FML
Today, I found out, through Facebook, that my landlord hadn't been paying the mortgage on the house I'm renting from him. It's going into foreclosure. FML
Today, and over the years, my wife has methodically destroyed our house, insisting she is good at DIY. Our house is either in bits, half-finished or falling apart. I had it confirmed by a realtor, who assessed the house as worth 100 grand less than we paid for it. It’s a building site with a roof. FML
Today, my uncle kept his promise and left me his holiday house in his will. What he didn’t tell me was it’s been unmaintained for 14 years and is unfit for human habitation, has 2 mortgages, and now it and all its issues are now mine. Old, dead bastard. FML
Today, we lost our dream house because the current owner heard us discussing our plans to landscape the massive back garden, and she decided she couldn’t sell to someone who planned to rip out all the flowerbeds she spent years cultivating. Why sell the house then, selfish cow? FML
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Top comments
Anderling 33
You paid him to provide a service and he screwed up on providing that service. Sounds like you’ve got a pretty clear court case to get your money back to me.
Hangryko 32
Sue.
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Comments (4)
RichardPencil 32
YDI for your bullshit usage of "literally." People who use fancy-sounding words that add no meaning deserve to be unhoused (aka, homeless) until they learn to speak concisely.
jontom 7
You are a pest
core01 30
jomtom - write an fml about it then.
scooter165 15
you’re a POS😟
Anderling 33
You paid him to provide a service and he screwed up on providing that service. Sounds like you’ve got a pretty clear court case to get your money back to me.
Hangryko 32
Sue.
Taurus_ChicKa 37
Get a lawyer NOW. This is definitely grounds for a lawsuit.