Today, I live near the bottom of a hill, where there's a curve and I'm seriously considering moving, because someone drove through my garage into the ravine. Insurance says they don't cover "Acts of God." FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I got into a car crash, in my own garage. FML
Today, after my car got stolen and flipped on its roof three months ago, making it an insurance write-off, and getting a new car a week ago, a drunk driver crashed into my parked car, writing it off. In both instances the drivers were thankfully OK, it's just my insurance premiums skyrocketing, no biggie. FML
Today, my daughter managed to crash my car. It's okay though, the insurance will cover it. However, it won't cover all the items she damaged crashing into a garage sale. FML
Today, my car was damaged in an accident. At the garage, I happened to find out that if some big insurance company is paying for the repairs, they only charge half the hourly rate they charge people who have to pay from their own meager salaries. FML
Today, while on my way to deliver aluminum to a customer on top of a really steep hill, there wasn't enough room to do a U-turn without clipping a vehicle. I had to go through some mud, so now the company semi is bumper-deep in it. FML
Today, I went outside and walked to my car, only to see someone had hit and run my car while it was parked. My insurance company deemed my car a total loss. The person who did this never got caught. FML
Today, I went to my insurance company to deal with some paperwork. One of their employees backed into my car before I made it into the building. FML
Today, thanks to some asswipe drunk driver fleeing the cops the wrong way down a one-way street, I've now had my third wreck this year. My insurance premium's now higher than Bob Marley in a weed factory. FML
Today, my car's parking gear and parking brake failed. I watched as it rolled down a big hill into someone's 2017, $30,000 camper. FML
Today, my car broke down dead in the middle of the highway. As I was unable to get it out of the road, it was impounded, and my insurance won't help. Now I'm further in debt and struggling to get to work. FML
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Top comments
Knewberg 6
umm...I would fight that insurance company
RichardPencil 32
Was God driving?
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Comments (9)
Knewberg 6
umm...I would fight that insurance company
RichardPencil 32
Was God driving?
Chrisracer 3
Jesus took the wheel.
Walid Tahiri 9
If you think about it... what isn’t an act of God? , isnt that his whole thing, responsible for everything happening, stupid insurance company!
alex_jaguara 33
Insurance is a scam.
Iamthebanzai22 21
Do you have an insurance ombudsman in your country? Also, there is hellopeter.com
coius 23
This is a catch-all they use when they don’t want to pay out. You need to file a complaint with the insurance commission and for the love of god, consult with a lawyer. This will get messy quick and you dont want to be caught off guard. Even if you dont hire a lawyer, at least seek a free consultation. Insurance companies try to screw people all the time with BS like this. I know 1st hand and it required a lawyer to twist their arm (and even a commission intervention didnt fix it)
FluffyMcFluffs 1
Hire a lawyer by that logic everything that could be covered isn't.
Thaylok 17
Did God put the road there? It is not your insurance that should be paying and if the other guys insurance isn't performing, get a lawyer and file formal complaints.
DarkAngelsBlade 25
That’s...not an act of god...also what ****** insurance do you have that wouldn’t cover storm damage or a tree falling? What the ****