Today, I did my budget. I have a good job, make decent money, and work full time, but without including any flexible spending items like groceries, I make $32 less than my bills each month. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I learned that as much as I try to save my money, it always just slips through my fingers. After rent, I got paid $280 yesterday, $85 went out on my gym membership, $95 went out on my internet, $125 went out on my Hello Fresh. I have to choose between half a tank of petrol or breakfast/lunch for the week. FML
Today, I realized that I spend more money on gas to go to my job than what I get paid. FML
Today, when I checked on my last payroll, I realized that I pay more in taxes than I do in house bills. FML
Today, I worked for 4 hours and made $28.00. I have $1500 of bills coming due soon. FML
Today, I finally got a raise after years of hard work! Excited, I went on a shopping spree, but as I checked the latest prices, it turns out that my extra income barely covers the increase in my grocery bill. Thanks, inflation. FML
Today, I live in a world where I work 50 hours a week, and yet after paying all necessary bills, eating one meal a day, and only drinking water from the tap, I am £130 pounds poorer than last week, all because I had to use my credit card and increase my debt to buy petrol and pay the gas bill. FML
Today, I got a 25-cent raise at work. That would be wonderful, had they not cut 6 hours off my schedule as well. I'm now making $200 less a month than I was pre-raise. FML
Today, I got my first paycheck after getting a new job so I could pay rent. It was only $387.19, even after working overtime. My rent is $515. FML
Today, I have -$700 in my current account, $500 from overdraft fees because I spent money they told me I had. I don't get paid till the 15th and when I cash in my paycheck all of it will go to bringing me even. So the $9 I found in my wallet this morning will have to last me untill the 30th. FML
Today, I woke up, like every other day, with no girlfriend, no family, no friends, and having to go to my second job. I haven't gotten a day off in months and somehow barely can afford rent. I spend within my means and budget appropriately, but there's always some shit. FML
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Top comments
604 11
So, basically you're living the modern American Dream.
PineapplePizza 15
Maybe you need to move. The place you're living may be too expensive. Or, if it's an option, get a room/house mate to help with bills.
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Comments (19)
jcash52426 5
So lower your bills by $32 a month
MisstressNicole 20
I want always taught the rent/mortgage should be no more then 1/3 of what you make. I currently live in a three person household with 1 working wage. We have all the luxuries (cable, internet, cell phones) and a car payment. It can be done quite easily. My husband is not in a high paying position. I have friends who make more than my husband and don't understand how we can afford the things we can afford. Firstly, we make. budget and stick to it and secondly we don't try to live within someone else's means. we know what we have and we make it work for us.
DeBosmash 4
So stop buying stuff on credit. Duh
Kaalschneid 21
I think you might want to start reevaluating your definition of a good job, along with your budget. I suggest looking at your phone, internet, and television expenses. Good luck, OP
Fade Chaos 0
to solve your issue, try to spend less than what you usually buy like food, clothes or basically go on a strictly tight budget and trust me you can pay off your bills
bigj228 5
I recommend reading Dave Ramesy's financial freedom revisited. it really helps breaking down living costs and getting your finances on track.
Zanquis 22
So basically you are saying you are living above your budget. If the income is good then either you spend too much on stupid things or you have possesions above your pay grade. I mean I love a nice new car too but know I can't afford it...