Today, I received a call from a collection agency. Since I had no clue, I was ready to file a police report for stolen identity. I then called my mom only to find out she has been opening new credit cards with my information for 3 years and not paying them. My credit is ruined and I'm only 21. FML
Collection
Halloween
A failed costume, stolen candy and a very real scare: Halloween, the one night when fear is allowed.
Today, I found out my identity was stolen. The person got credit cards in my name and didn't pay the bills, which has ruined my near perfect credit. The worst part about all of this is that I can't turn the person in. It's my mom, and sending her to jail wouldn't really work out for anyone. FML
Today, I learned why my credit score is so low. My mom stole my identity almost three years ago. Her excuse? "You didn't need good credit for anything anyways". FML
Today, I've been being harassed by a collections office for over a month. Every time I try to call them back, no answer. My bank froze my accounts over it. I finally got an answer today. Not only did they have the wrong person, but I have no idea who the claimant is. The bank knows, but my accounts are still frozen. FML
Today, I got another in a year-long string of threatening letters about my late mother's credit card bill. I've called the credit company repeatedly to settle the account, but they won't talk to me because I'm not authorized to access it. Hope they have a Ouija board. FML
Today, I noticed my credit score increased by 30 points. Not understanding why, I checked credit karma and found out someone opened several credit cards in my name. FML
Today, I discovered my own mother has been stealing money from me for months when I opened my savings box to find it empty. FML
Today, I discovered my mom has been using my credit card to buy everyone's Christmas presents. FML
Today, I found out my credit card was maxed out to the penny, all thanks to purchases made on an online wine store. Apparently my mother was thirsty enough to steal from her own son. FML
Today, I found out that, after offering to fill out my student aid application for me, my mother sent all of my personal information to a scam site instead. FML
Today, all of my credit cards were frozen due to fraud. The culprit? My own mother. She rationalized it by saying I "owed" her for raising me. She didn’t even raise me. My grandma did. FML
Feel like sharing it with the other FML users?
Thanks, your FML was submitted, and will appear in the moderation queue soon!
Top comments
teethsoup 0
wow still call the cops or something i've heard of this happening before to 1 year olds who cant do anything about it thats terrible. your mom is evil!
lissn 0
Bring in the law! You can't just shrug it off because she's family.
Add a comment · Reply to
You must be logged in to be able to post comments!
Comments (170)
Emerald19 0
My mom did this, when I was 18 we went on a family vacation to Hawaii and she whips out a credit card for the hotel and says "Oh, this is in your name by the way. I opened it when they sent it to you in the mail." I had yet to apply for any cards on my own and I was pretty indignant that my mom would do that and then not tell me. She's one of those supportive moms though, so she did pay it off. But I was still angry that she had done that, I can only imagine what it would be like in this scenario.
TeenGamer 0
SUE HER ASS!
FinnyKia 0
That's still identity theft. Sue her.
xxneko13xx 0
SUE HER!
waterlily23 0
well, your credit doesn't "reset" every 7 years, but certain things can be taken off your credit report every 7 years.
pasadenarebel1 0
1st get life insurance in her name 2nd kill that bitch
alhonesty 6
I agree with the above posters. File a fraud claim and then sue the heck out of your mother. Obviously she doesn't care about you.
jmfh 0
dude have that bitch arrested
TunaFlavoredFing 0
She is not your mom, she is a blood sucking leach who needs to be burned and thrown in the trash.
jdmcivic96_fml 0
thats rough dog... forsure call the cops