DeathbyWording
This FML is from back in 2016 but it's good stuff
Vernon, United States
Coulda, shoulda, woulda
Today, my doctor said I "might" have an enlarged heart and an irregular heartbeat. It "could" be seriously life-threatening and I "should" go to a specialist for further tests. My insurance refuses to cover my consultation with the specialist because the doctor's wording is too uncertain. FML
Top comments
walker9879 25
Try going in to see another doctor, a second opinion would be good in this situation anyway.
emeraldisle 30
You mean your "doctor."
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Comments (48)
Weasel104 8
Ask your doctor if there is a way that he could make it sound a little more professional and a little more certain because your insurance won't cover the visitation due to the wording.
AnotherWay2Die 12
My dad died in his sleep of an enlarged heart. I'd recommend getting that checked out ASAP man
fmlinact 12
Switch to a country with a proper healthcare system
individual00 14
This is exactly why I'm so grateful for the NHS. And terrified of the Tory plans to destroy it so they can privatise it piece by piece.
gracehi 33
This is actually highly unusual. Typically insurance companies will approve any claim covered under the policy because if they acquire a reputation for denying claims groundlessly, that will be very bad for their business. This problem will likely be resolved with a phone call to the insurance company and perhaps some more communication with the doctor. It's a pain in the ass, but OP will almost certainly get the insurance company to approve the claim so long as he follows up on the issue and doesn't simply take "no" for an answer. And as someone who has parents who lived in the UK for more then two decades, I can tell you that the UK healthcare system is not without its problems either. Both my parents prefer the healthcare system here in the US.
dhiran_singh 16
I will pray for you :)
Bawsack 18
And that is exactly why I'm glad we have free Healthcare. I am so sorry you have to go through that OP!
crystalxuk 25
This is why I'm glad I'm British. Free Healthcare.
MSCCG 16
Like the others have mentioned, isn't it the job for the specialists to confirm the doctor's suspicions? Your doctor only has symptoms to work with after all.
interesting33 37
But your doctor isn't a specialist and could not be sure - hence the wording. A referral to a specialist would surely normally be in that sort of wording!
jimeple 12
How could the doctor not know. Even the EMT's knew I was having a heart attack by my ekg. So did the emergency room doctor. I'm sure there is a reason he worded the report that way. Perhaps it was to get a specialist involved to cover his ass.
Kitouran 30
A heart attack is different from having an enlarged heart.
redscarf_fml 8
It's really not the doctor's fault. If he's just a standard physician then he doesn't have the medical background to give you a solid answer, hence him referring you to a specialist. I'm fairly certain all standard physicians use that wording.