Today, I applied for a 0% balance transfer credit card to switch my balance. The application crashed at the last stage and now I've been told I might not get the same limit, plus my credit score is affected if I apply again. FML
Collection
Fall
Dead leaves, the first cold of the season and an umbrella flipped inside out: fall, the season of grace.
Today, I decided to apply for a credit card to help build up my credit rating. It seemed smart since I'm a 24 year-old college graduate. I was rejected for not having a credit history. Being rejected turns out to hurt your credit history. The irony of my predicament is too great for words. FML
Today, I eagerly applied for a high-salary, fully supportive graduate program that I qualified for. There were 5 steps in the application process. I was turned down after the first one. FML
Today, after I'd saved up for a deposit on a new car, I found out when I went to the dealership that I wasn’t eligible for a loan, due to my credit score. FML
Today, after going through months of registration and orientation to transfer to a university, I was told that my application was denied because I didn't meet the minimum credit requirement. You couldn't tell me this before? FML
Today, I went to apply for classes at a college my parents signed me up to do dual credit with. Too bad they used my sister's social security number so I don't get credit for my old classes and my new application got thrown out. FML
Today, my bank card was skimmed (copied electronically) and my account was totally cleaned out. I had only just got paid and don't get paid again for 4 weeks. The bank says it will take 21 days minimum to resolve. They offered me a credit card with a huge interest rate to help me get by. FML
Today, I realized while paying bills on my phone I fat-fingered which credit card I was paying and sent 299 to a paid-off card instead of 200 to another one. Now I'm going to have overdraft fees too. FML
Today, I went to switch my phone number to a new carrier. During the credit check, I was told that I couldn't because I already had an active account. This came as a surprise, as I've never had an account with that carrier. Time to file a fraud claim. FML
Today, I spent ages applying for a scholarship online. I found out on the very last page that I do not meet the qualifications for it. FML
Today, I noticed my credit score increased by 30 points. Not understanding why, I checked credit karma and found out someone opened several credit cards in my name. FML
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