This is a Nearly FML. It’s an FML, nearly. It got positive votes from the users, by wasn’t approved by our team.

By PhoenixChick - 08/12/2017 18:52

Today my insurance refuses to help pay for my husband's pain medication because "it wasn't pre-authorized". The meds he was prescribed in the ER after an accident shattered his upper arm. We can't afford it on our own, so I'm calling people to borrow money while he screams in pain. FML.
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Top comments

kimdaa 13

Okay, I may be way off base here, but surely there's a way for the ER folks to get pre-authorization in a matter of minutes: by placing a phone call to your insurance company. At least that's what worked for me when I had a similar situation.

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PhoenixChick 26

Sadly, the ER doctor had no way of knowing that our insane insurance required pre-auth for emergency medication, so they just prescribed it. Like you should be able to. Which left me stuck in the middle of the night when no insurance companies or doctors offices were open. Thankfully the pharmacist took pity on me and sold me three pills only, enough to get through the night and fight again the next day.

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Comments

kimdaa 13

Okay, I may be way off base here, but surely there's a way for the ER folks to get pre-authorization in a matter of minutes: by placing a phone call to your insurance company. At least that's what worked for me when I had a similar situation.

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PhoenixChick 26

Sadly, the ER doctor had no way of knowing that our insane insurance required pre-auth for emergency medication, so they just prescribed it. Like you should be able to. Which left me stuck in the middle of the night when no insurance companies or doctors offices were open. Thankfully the pharmacist took pity on me and sold me three pills only, enough to get through the night and fight again the next day.

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Akitakat 31

I hate insurance companies! They have way too much control in a patient's care. They end up obstructing DRs instead of working with them. I sincerely hope he was able to find pain relief.

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