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kbug95 tells us more.

OP here! Thanks for the support and all. The cardmember was actually really understanding about it. I immediately apologized, but he was really cool. Could have been a bad situation furshur. I'm glad he wasn't a grumpy old man!

Lokiara tells us more.

I'm OP. No, I do not live at home. I haven't lived at home in 5 years. I currently live in a different country and I am in my home country for the holidays. I preemptively tell my parents where I go because they tend to ask that question when I leave the house. It might be the fact that I am female, but I don't really know for certain.