Strange system
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if you have to rely on money back from not taking vacation for a down payment on a house you are too poor to buy in the first place and are not ready. you should be saving monthly in a high yield savings account for a down especially since you will also need closing, costs, inspection costs, moving expenses on top of the down payment. you also were part time so your income probably wasn't high enough to qualify anyways.
Keywords
if you have to rely on money back from not taking vacation for a down payment on a house you are too poor to buy in the first place and are not ready. you should be saving monthly in a high yield savings account for a down especially since you will also need closing, costs, inspection costs, moving expenses on top of the down payment. you also were part time so your income probably wasn't high enough to qualify anyways.